605 Kale St, Everson, WA 98247 Property Records

Whatcom County property record for 605 Kale St, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,998 sqft · built 1900
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Owner Names on Record
Last Sale	$199,000 (Mar 2005)
Tax Bill	$4,005 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`44962`

Property Details

APN / Parcel Number

Primary APN	`44962`
Alternative APNs	`400336 496348 0000` `136266`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,998 sqft Living Area
1st Floor Area	1,998 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Deck Area	257 sqft
Patio Area	838 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	44962
Street Address	605 KALE ST
City	EVERSON
State	WA
Zip	98247-9680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	BEAP 250 FT W OF INTERS OF C/L OF STATE HWY-C/L OF CO RD 313-TH S 172 FT-TH W 123 FT-TH N TAP 91 FT W OF POB-TH E 91 FT TO PO
Legal Range	03
Legal Township	40
Legal Section	36
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3019
Census Tract	10702

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	605 KALE ST, EVERSON, WA 98247-9680
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK
Dec 13, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2005 · Amount on Record
Deed Sale	Mar 31, 2005 · Amount on Record
Prior Sale	May 1, 2003
Deed Document Number	2050305831
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	605 KALE ST, EVERSON, WA 98247-9680
Document Number	2200701086
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	605 KALE ST EVERSON WA 982479680, EVERSON, WA 98247-9680

Mortgage

Document Number	2200701086
Date	Jul 8, 2020
Instrument	701086

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	605 KALE ST, EVERSON, WA 98247-9680
Document Number	2171201578
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	605 KALE ST EVERSON WA 982479680, EVERSON, WA 98247-9680

Mortgage

Document Number	2171201578
Date	Dec 14, 2017
Instrument	1201578

Lender

Name	PEOPLES BK
Type	Bank
Address	EVERSON, WA 98247

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Everson City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,005.00 (+6.4%)	$435,165 (+89.72%) Land $226,910 Building $208,255	$435,165 (+89.72%) Land $226,910 Building $208,255
2022		$229,374 Land $139,608 Building $89,766	$229,374 Land $139,608 Building $89,766
2021	$3,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	22 (2021–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERSON serves 3,893 people · EPA ID WA5324200
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband.

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