400 Kale St, Everson, WA 98247 Property Records

Whatcom County property record for 400 Kale St, Everson, WA 98247

Property Summary

Property Type	Triplex
Details	9 bd · 9 ba · 4,428 sqft · built 2017
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,432 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`556088`

Property Details

APN / Parcel Number

Primary APN	`556088`
Alternative APNs	`400336 528370 0000` `136315`

Interior

Bedrooms	9 Beds
Full Baths	9 Baths
Half Baths	3 Half Baths
Building Area	4,428 sqft Living Area
1st Floor Area	2,016 sqft
2nd Floor Area	2,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	15,002 sqft (0.344 acres)
Garage Type	Built-in
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	556088
Street Address	400 KALE ST
City	EVERSON
State	WA
Zip	98247-9692
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RES
Legal Description	LOT 3 ALEX & HENRIETTA SHORT PLAT AS REC BOOK 34 SHORT PLATS PG 20
Legal Range	03
Legal Township	40
Legal Section	36
Legal Subdivision	ALEX & HENRIETTA SHORT PLAT
Legal Lot Number	3
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3008
Census Tract	10702

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1337 ORIENTAL AVE, BELLINGHAM, WA 98229-2538
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage PENNYMAC
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Oct 10, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2018
Deed Sale	Oct 10, 2018
Prior Sale	Mar 26, 2018
Deed Document Number	2018-1000985
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	400 KALE ST, EVERSON, WA 98247-9692
Document Number	2210103461
Instrument Date	Jan 21, 2021
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	400 KALE ST EVERSON WA 982479692, EVERSON, WA 98247-9692

Mortgage

Document Number	2210103461
Date	Jan 22, 2021
Instrument	103461

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	400 KALE ST, EVERSON, WA 98247-9692
Document Number	2200502586
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	400 KALE ST EVERSON WA 982479692, EVERSON, WA 98247-9692

Mortgage

Document Number	2200502586
Date	May 22, 2020
Instrument	502586

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 10, 2018
Property Address	400 KALE ST, EVERSON, WA 98247-9692
Document Number	2181000985
Instrument Date	Sep 25, 2018
Instrument	1000985
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	400 KALE ST EVERSON WA 982479692, EVERSON, WA 98247-9692

Mortgage

Document Number	2181000986
Date	Oct 10, 2018
Instrument	1000986

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Everson City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,432.00 (+22.9%)	$807,554 (+16.11%) Land $206,910 Building $600,644	$807,554 (+16.11%) Land $206,910 Building $600,644
2022		$695,521 Land $155,120 Building $540,401	$695,521 Land $155,120 Building $540,401
2021	$6,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	22 (2021–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERSON serves 3,893 people · EPA ID WA5324200
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband.

Nearby Properties on Kale St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures