605 Harding Dr, Silver Spring, MD 20901 Property Records

Montgomery County property record for 605 Harding Dr, Silver Spring, MD 20901 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,356 sqft · built 1948
Lot Size	0.137 acres (5,967 sqft)
Owner	2 Individual Names on File
Last Sale	$556,000 (Jul 2020)
Tax Bill	$6,794 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01399384`

Property Details

APN / Parcel Number

Primary APN	`13-01399384`
Alternative APN	`01399384`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,356 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	504 sqft
Finished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Multi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,967 sqft (0.137 acres)
Deck Area	140 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01399384
Street Address	605 HARDING DR
City	SILVER SPRING
State	MD
Zip	20901-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAWN VILLAGE
Legal Subdivision	DAWN VILLAGE
Legal Block	B
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3003
Census Tract	703100

Owner

Source: Montgomery County records · APN 13-01399384

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	605 HARDING DR, SILVER SPRING, MD 20901-2010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2020 · Amount on Record
Deed Sale	Jul 08, 2020 · Amount on Record
Prior Sale	Nov 21, 2016 · Amount on Record
Deed Book / Page	59992 / 324
Prior Transfer Date	Feb 12, 2009
Prior Transfer Doc	0000004583
Record Updated	Sep 20, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 08, 2020
Property Address	605 HARDING DR, SILVER SPRING, MD 20901-2010
Document Number	0599920324
Book / Page	59992 / 324
Map Reference	MB 32 PL 2037
Instrument Date	Jul 01, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	RGS TITLE OF BETHESDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	605 HARDING DR, SILVER SPRING, MD 20901-2010

Mortgage

Document Number	0059992331
Date	Jul 08, 2020
Instrument	59992/331

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$564,100 (+4.52%)	$612,900 (+13.56%) Land $208,200 Building $404,700
2025	$6,794.00 (+6.67%)	$539,700 (+22.69%) Land $208,200 Building $331,500	$539,700 (-) Land $208,200 Building $331,500
2024	$6,369.00 (+49.33%)
2023		$439,900	$539,700 Land $208,200 Building $331,500
2022	$4,265.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317031003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 2 of 3 on primary residences
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.