518 Harding Dr, Silver Spring, MD 20901 Property Records

Montgomery County property record for 518 Harding Dr, Silver Spring, MD 20901 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,661 sqft · built 1945
Lot Size	0.21 acres (9,131 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Sep 2017)
Tax Bill	$4,656 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00965186`

Property Details

APN / Parcel Number

Primary APN	`13-00965186`
Alternative APN	`00965186`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,661 sqft Living Area
1st Floor Area	1,011 sqft
Attic	Attic
Attic Area	500 sqft
Basement Area	650 sqft
Finished Basement	650 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,131 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	00965186
Street Address	518 HARDING DR
City	SILVER SPRING
State	MD
Zip	20901-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TEMPLES SUB
Legal Subdivision	WALLACES SUB
Legal Block	3
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3004
Census Tract	703100

Owner

Source: Montgomery County records · APN 13-00965186

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	518 HARDING DR, SILVER SPRING, MD 20901-2007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Sep 27, 2017	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jan 23, 2017	Trustee's Deed, Foreclosure HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Prior Sale	Jan 23, 2017 · Amount on Record
Deed Book / Page	54978 / 212
Prior Transfer Date	Sep 25, 2014
Prior Transfer Doc	0492170020
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	518 HARDING DR, SILVER SPRING, MD 20901-2007
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	RSI TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 HARDING DR, SILVER SPRING, MD 20901-2007

Mortgage

Document Number	0607060024
Date	Oct 08, 2020
Book Page	60706/24

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2050

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 27, 2017
Property Address	518 HARDING DR, SILVER SPRING, MD 20901-2007
Document Number	0549780212
Book / Page	54978 / 212
Map Reference	MB16 PL1016
Instrument Date	Aug 15, 2017
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	RSI TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	518 HARDING DR, SILVER SPRING, MD 20901-2007

Mortgage

Document Number	0054978220
Date	Sep 27, 2017
Instrument	54978/220

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 23, 2017
Property Address	518 HARDING DR, SILVER SPRING, MD 20901-2007
Document Number	0536120470
Book / Page	053612 / 000470
Instrument Date	Jul 06, 2016
Transaction Type	Foreclosure
Record Updated	Feb 28, 2017
Title Company	GEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$309.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11643 MASTERS RUN ELLICOTT CITY MD 210421538, ELLICOTT CITY, MD 21042-1538

Mortgage

Document Number	536120474
Date	Jan 23, 2017
Book Page	053612/000474

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,833 (+6.9%)	$485,300 (+20.69%) Land $221,600 Building $263,700
2025	$4,656.00 (-7.51%)	$402,100 (+11.23%) Land $221,600 Building $180,500	$402,100 (-) Land $221,600 Building $180,500
2024	$5,034.00 (+38.07%)
2023		$361,500	$402,100 Land $221,600 Building $180,500
2022	$3,646.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317031003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 821 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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