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605 E Temple Ave, Effingham, IL 62401 Property Records

Effingham County property record for 605 E Temple Ave, Effingham, IL 62401 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,148 sqft · built 1953
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$180,500 (May 2022)
Tax Bill$1,922 (2022)
Deeds & MortgagesMay 2022 Sale & Mortgage
Jul 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-16-015-012

Property Details

APN / Parcel Number

Primary APN03-16-015-012

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area1,148 sqft Base Area
1st Floor Area1,148 sqft 1st Floor
Basement Area1,148 sqft Basement
Unfinished Basement1,148 sqft Unfinished
Stories1 Story

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Parking Spaces2 Parking Spaces
Garage Area480 sqft Garage

Location & Zoning

Street Address605 E TEMPLE AVE
CityEFFINGHAM
StateIL
Zip62401-3335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 2 ENGBRING 2ND SUB 3786/235 3480/302 3303/23 2730/3 2688/340 2465/309 1931/241
Legal SubdivisionENGBRING 2ND SUBDIVISION
Legal Block2
Legal Lot Number3
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1090
Census Tract950600

Owner

Source: Effingham County records · APN 03-16-015-012

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address605 E TEMPLE AVE, EFFINGHAM, IL 62401-3335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Warranty Deed, Transfer · Conventional Mortgage
SCOTT CU
Jul 18, 2019Warranty Deed, Transfer · Conventional Mortgage
MIDLAND STATES BANK
Jul 07, 2017Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 27, 2022 · Amount on Record
Deed SaleMay 27, 2022 · Amount on Record
Prior SaleJul 18, 2019 · Amount on Record
Deed Document Number20222217
Deed Book / Page3786 / 235
Prior Transfer DateDec 03, 2010
Prior Transfer Doc2688/340
Record UpdatedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateMay 27, 2022
Property Address605 E TEMPLE AVE, EFFINGHAM, IL 62401-3335
Document Number003786/235
Book / Page3786 / 235
Map ReferenceMB 29 PG 535
Instrument DateMay 20, 2022
Instrument202222002217
Transaction TypeTransfer
Record UpdatedJun 22, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$180.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 E TEMPLE AVE, EFFINGHAM, IL 62401-3335

Mortgage

Document Number202200002218
DateMay 27, 2022
Instrument202200002218
Lender
NameSCOTT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2037
Interest
Rate TypeFixed Rate
Rate4.11%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateJul 18, 2019
Property Address605 E TEMPLE AVE, EFFINGHAM, IL 62401-3335
Document Number3480/302
Book / Page3480 / 302
Instrument DateJul 17, 2019
Instrument201901902703
Transaction TypeTransfer
Record UpdatedAug 05, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$229.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address605 E TEMPLE AVE, EFFINGHAM, IL 62401-3335

Mortgage

Document Number201901902704
DateJul 18, 2019
Instrument201901902704
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049
Interest
Rate TypeFixed Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address605 E TEMPLE AVE, EFFINGHAM, IL 62401-3335
Transaction TypeMortgage
Record UpdatedSep 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201701703067
DateJul 07, 2017
Book Page3314/249
Instrument201701703067
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
AddressChicago, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 01, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$42,320 (+19.92%) Land $11,000 Building $31,320$126,960 (+19.92%) Land $33,000 Building $93,960
2022$1,922.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$35,290 Land $9,170 Building $26,120$105,870 Land $27,510 Building $78,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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