504 E Temple Ave, Effingham, IL 62401 Property Records

Effingham County property record for 504 E Temple Ave, Effingham, IL 62401 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	1 Baths
Year Built	Built 1962
Square Footage	1,680 sqft Base Area
Lot Size	5,227 sqft (0.12 acres)
Garage	312 sqft
Occupancy	Owner Occupied
Tax Bill	$3,346.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-16-005-031`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Building Area	1,680 sqft Base Area
1st Floor	1,680 sqft 1st Floor
Basement Area	1,440 sqft Basement
Unfinished Basement	1,440 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame Construction
Lot Area	5,227 sqft (0.12 acres)
Parking Spaces	1 Parking Spaces
Garage Area	312 sqft Garage

Location & Zoning

Street Address	504 E TEMPLE AVE
City	EFFINGHAM
State	IL
Zip	62401-3332
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 RALPH ALTHOFF SUB EXCEPT ROW 2977/241 444/317
Legal Subdivision	RALPH ALTHOFF SUBDIVISION
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Minor Civil Division	DOUGLAS
Census Blockgroup	1
Census Block	1083
Census Tract	950600

Owner

Source: Effingham County records · APN 03-16-005-031

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	504 E TEMPLE AVE, EFFINGHAM, IL 62401-3332
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 27, 2013
Transfer Doc	2977/241
Record Refreshed	Jun 08, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	504 E TEMPLE AVE, EFFINGHAM, IL 62401-3332
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3531/142
Date	Jan 30, 2020
Book Page	3531/142
Instrument	202020000473

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2040

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,346.00 (+21.58%)	$55,540 (+19.91%) Land $6,140 Building $49,400	$166,620 (+19.91%) Land $18,420 Building $148,200
2022	$2,752.00 Homeowner's exemption	$46,320 Land $5,120 Building $41,200	$138,960 Land $15,360 Building $123,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.