Adams County property record for 605 E Lafayette St, Clayton, IL 62324
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.87 acres (37,833 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,076 (2024) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010067600000 |
| Primary APN | 010067600000 |
|---|
| Lot Area | 37,833 sqft (0.87 acres) |
|---|
| Street Address | 605 E LAFAYETTE ST |
|---|---|
| City | CLAYTON |
| State | IL |
| Zip | 62324-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 THOMAS SURVEY LOT 9 |
| Legal Range | 5W |
| Legal Township | 1N |
| Legal Section | 35 |
| Legal Subdivision | MICHAEL THOMAS ADD |
| Legal Lot Number | 9 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | CLAYTON |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 10200 |
Source: Adams County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 605 E LAFAYETTE ST, CLAYTON, IL 62324-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST BANKERS TRUST CO |
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANKERS TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 605 E LAFAYETTE ST, CLAYTON, IL 62324-1512 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025R06396 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 2025R-06396 |
| Name | FIRST BANKERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 605 E LAFAYETTE ST, CLAYTON, IL 62324-1512 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R08318 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021R-08318 |
| Name | FIRST BANKERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Clayton Township |
| Municipality | Clayton Village |
| Unified School District | Central CUSD 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,670 (+22.08%) Land $3,410 Building $19,260 | $68,010 (+22.08%) Land $10,230 Building $57,780 | |
| 2024 | $1,076.00 (+26%) | ||
| 2022 | $18,570 Land $2,790 Building $15,780 | $55,710 Land $8,370 Building $47,340 | |
| 2021 | $854.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams Telsystems Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 700 / 300 |
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