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404 E Lafayette St, Clayton, IL 62324 Property Records

Adams County property record for 404 E Lafayette St, Clayton, IL 62324

Property Summary

Property TypeSingle Family Home
Lot Size0.36 acres (15,686 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (May 2025)
Tax Bill$1,114 (2024)
Deeds & MortgagesMay 2025 Sale
Jun 2024 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN010062100000

Property Details

APN / Parcel Number

Primary APN010062100000

Exterior

Lot Area15,686 sqft (0.36 acres)
Lot Dimensions88 ft deep x 75 ft wide

Location & Zoning

Street Address404 E LAFAYETTE ST
CityCLAYTON
StateIL
Zip62324-1407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 MONTGOMERY SURVEY 75 X 88 1/2 FT ADJ ON N AND LOT 3 AND E 1/2 LOT 4
Legal Range5W
Legal Township1N
Legal Section34
Legal SubdivisionMONTGOMERYS ADD
Legal Lot Number4,3
JurisdictionADAMS IL
Township / Civil DivisionCLAYTON
Census Block Group4
Census Block4035
Census Tract10200

Owner

Source: Adams County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address404 E LAFAYETTE ST, CLAYTON, IL 62324-1407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2025Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 6, 2024Sheriff's Deed, Foreclosure
Jun 15, 2012Warranty Deed, Transfer · Conventional Mortgage
FARMERS NATIONAL BANK OF GRIGGSVILLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2025 · Amount on Record
Deed SaleMay 29, 2025 · Amount on Record
Deed Document Number20253033
Record UpdatedSep 20, 2026

May 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionADAMS IL
Recording DateMay 29, 2025
Property Address404 E LAFAYETTE ST, CLAYTON, IL 62324-1407
Document Number2025R03033
Instrument DateApr 17, 2025
Instrument2025R-03033
Transaction TypeTransfer
Record UpdatedMay 4, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$37.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address425 S FINANCIAL PL # 2000, 2000, CHICAGO, IL 60605-1000

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 E LAFAYETTE ST, CLAYTON, IL 62324-1407

June 2024: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionADAMS IL
Recording DateJun 6, 2024
Property Address404 E LAFAYETTE ST, CLAYTON, IL 62324-1407
Document Number2024R03334
Instrument DateMay 22, 2024
Instrument2024R-03334
Transaction TypeForeclosure
Record UpdatedMay 4, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

June 2012: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS IL
Recording DateJun 15, 2012
Property Address404 E LAFAYETTE ST, CLAYTON, IL 62324-1407
Document Number2012R06252
Instrument DateJun 13, 2012
Instrument2012R-06252
Transaction TypeTransfer
Record UpdatedMay 4, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$50.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address205 E SPRING ST, CAMP POINT, IL 62320-1307

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address404 E LAFAYETTE ST, CLAYTON, IL 62324-1407

Mortgage

Document Number2012R06253
DateJun 15, 2012
Instrument2012R-06253
Lender
NameFARMERS NATIONAL BANK OF GRIGGSVILLE
AddressMOUNT STERLING, IL 62353
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2042

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyAdams County
County SubdivisionClayton Township
MunicipalityClayton Village
Unified School DistrictCentral CUSD 3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,010 (+22.02%) Land $3,060 Building $13,950$51,030 (+22.02%) Land $9,180 Building $41,850
2024$1,114.00 (+1.83%)
2022$13,940 Land $2,510 Building $11,430$41,820 Land $7,530 Building $34,290
2021$1,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAYTON
serves 709 people · EPA ID IL0010100
Water SourcePurchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Adams Telsystems
Fiber		1,000 / 1,000
Nextlink
Fixed Wireless		700 / 300

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