605 E Houston St, Llano, TX 78643 Property Records

Llano County property record for 605 E Houston St, Llano, TX 78643

Property Summary

Property Type	Single Family Home
Details	1,506 sqft · built 2017
Lot Size	0.699 acres (30,444 sqft)
Owner	2 Individual Names on Record
Last Sale	$357,013 (May 2026)
Tax Bill	$5,617 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13350-093-0001-0`

Property Details

APN / Parcel Number

Primary APN	`13350-093-0001-0`
Alternative APN	`52642`

Interior

Stories	1 Story
Building Area	1,506 sqft Living Area
1st Floor Area	1,506 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	30,444 sqft (0.699 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	317 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13350-093-0001-0
Street Address	605 E HOUSTON ST
City	LLANO
State	TX
Zip	78643-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L I & F BLK 93 LTS 3, 4, 13 & 14 0.6989 AC
Legal Subdivision	L I & F
Legal Block	93
Legal Lot Number	3,4
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	1
Census Block	1018
Census Tract	970200

Owner

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 W HOUSTON ST, LLANO, TX 78643-1226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit NEXBANK SSB
May 14, 2026	Deed, Transfer · FHA Mortgage CENTENNIAL BANK
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit NEXBANK SSB
Jan 8, 2018	Vendor's Lien, Transfer · Conventional Mortgage SSBT MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Jan 8, 2018 · Amount on Record
Deed Document Number	20262702
Prior Transfer Date	Jan 5, 2018
Prior Transfer Doc	1578/0872
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	605 E HOUSTON ST, LLANO, TX 78643-1343
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002008354
Date	Nov 10, 2020
Instrument	20-08354

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	605 E HOUSTON ST, LLANO, TX 78643-1343
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	OATMAN LAND TITLES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01576/1113
Date	Sep 27, 2017
Book Page	1576/1113
Instrument	17-06081

Lender

Name	NEXBANK SSB
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LLANO TX
Recording Date	May 14, 2026
Property Address	605 E HOUSTON ST, LLANO, TX 78643-1343
Document Number	0000002702
Instrument Date	May 13, 2026
Instrument	2026.2702
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W HOUSTON ST, LLANO, TX 78643-1226
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002703,
Date	May 14, 2026
Instrument	2026..2703

Lender

Name	CENTENNIAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	605 E HOUSTON ST, LLANO, TX 78643-1343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OATMAN LAND TITLES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1576/1113
Date	Sep 27, 2017
Book Page	1576/1113
Instrument	17-06081

Lender

Name	NEXBANK SSB
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LLANO TX
Recording Date	Jan 8, 2018
Property Address	605 E HOUSTON ST, LLANO, TX 78643-1343
Document Number	01578/0872
Book / Page	1578 / 0872
Map Reference	VOL R PG 644
Instrument Date	Jan 5, 2018
Instrument	18-00135
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1500 FORD ST, LLANO, TX 78643-2618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E HONSTON, LLANO, TX 78643-1343

Mortgage

Document Number	0001800136
Date	Jan 8, 2018
Instrument	18-00136

Lender

Name	SSBT MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Municipality	Llano City
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,617.00 (+183.97%)	$354,930 (+5.81%) Land $40,060 Building $314,870	$354,930 (+1.78%) Land $40,060 Building $314,870
2025	$1,978.00 (-43.92%) Homeowner's exemption	$335,440 (+9.81%) Land $40,060 Building $308,670	$348,730 (+14.17%) Land $40,060 Building $308,670
2023	$3,527.00 Homeowner's exemption	$305,460 Land $37,040 Building $268,420	$305,460 Land $37,040 Building $268,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Mar 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 48% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LLANO serves 3,352 people · EPA ID TX1500001
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BEC Fiber Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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