401 E Houston St, Llano, TX 78643 Property Records

Llano County property record for 401 E Houston St, Llano, TX 78643

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,480 sqft · built 2010
Lot Size2.5 acres (109,031 sqft)
Owner2 Individual Names on File
Last Sale$128,707 (Mar 2016)
Tax Bill$4,334 (2026)
Deeds & MortgagesJan 2022 Mortgage
Jul 2010 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN13350-091-0001-1

Property Details

APN / Parcel Number

Primary APN13350-091-0001-1
Alternative APN
  • 51437

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,480 sqft Living Area
1st Floor Area1,480 sqft
Office140 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Roof TypeGable
Roof MaterialMetal
Lot Area109,031 sqft (2.5 acres)
Garage TypeCarport
Garage Area576 sqft
CarportCarport
Carport Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area219 sqft
Storage Building64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number13350-091-0001-1
Street Address401 E HOUSTON ST
CityLLANO
StateTX
Zip78643-1322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL I & F BLK 90 LTS 8 & 9, BLK 91 LTS 1-3 & 14-16 & 300' X 75' OF HURLEY, LEON & HOUSTON ST & ALLEY
Legal SubdivisionL I & F
Legal Block90,91
Legal Lot Number8-9,LTS
JurisdictionLLANO TX
Township / Civil DivisionLLANO SOUTH
Census Block Group1
Census Block1018
Census Tract970200

Owner

Source: Llano County records · APN 13350-091-0001-1

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 E HOUSTON ST, LLANO, TX 78643-1322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2022Deed of Trust, Mortgage · Commercial Mortgage
BETTER MORTGAGE CORPORATION
Jul 07, 2010Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BANK NA
Oct 26, 2012Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BANK NA
Aug 14, 2006Deed of Trust, Mortgage · Conventional Mortgage
SEBRING CAPITAL PARTNERS LP
May 18, 2005Deed of Trust, Mortgage · Conventional Mortgage
AMERICAS WHOLESALE LENDER
May 18, 2005Vendor's Lien, Transfer · Conventional Mortgage
AMERICAS WHOLESALE LENDER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2016 · Amount on Record
Deed SaleMar 01, 2016 · Amount on Record
Prior SaleMay 20, 2015 · Amount on Record
Deed Document Number20161099
Deed Book / Page563 / 2314
Prior Transfer DateOct 08, 2008
Prior Transfer Doc1490/0478
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLLANO TX
Property Address401 E HOUSTON ST, LLANO, TX 78643-1322
Transaction TypeMortgage
Record UpdatedJun 29, 2026
Title CompanyVANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0002200154
DateJan 06, 2022
Instrument22-00154
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

July 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLLANO TX
Property Address401 E HOUSTON ST, LLANO, TX 78643-1322
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01523/2703
DateJul 07, 2010
Book Page1523/2703
Instrument10-03726
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressNEWARK, NJ 07101
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2040

October 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLLANO TX
Property Address401 E HOUSTON ST, LLANO, TX 78643-1322
Transaction TypeMortgage
Record UpdatedJun 29, 2026
Title CompanyTEXAS AMERICAN TITLE COMPANY, TEXAS AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01539/4497
DateOct 26, 2012
Book Page1539/4497
Instrument12-06140
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressNEWARK, NJ 07101
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2042

August 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLLANO TX
Property Address401 E HOUSTON ST, LLANO, TX 78643-1322
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01380/0610
DateAug 14, 2006
Book Page1380/0610
Instrument06-08591
Lender
NameSEBRING CAPITAL PARTNERS LP
TypeSubprime Lender
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2036

May 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLLANO TX
Property Address401 E HOUSTON ST, LLANO, TX 78643-1322
Transaction TypeMortgage
Record UpdatedMay 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01309/0722
DateMay 18, 2005
Book Page1309/0722
Instrument05-04339
Lender
NameAMERICAS WHOLESALE LENDER
TypeLending Institution
AddressDALLAS, TX 75266
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2035

May 2005: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLLANO TX
Recording DateMay 18, 2005
Property Address401 E HOUSTON ST, LLANO, TX 78643-1322
Document Number01309/0718
Book / Page1309 / 0718
Map ReferenceMBR PG644
Instrument DateMay 17, 2005
Instrument05-04338
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 E HOUSTON ST, LLANO, TX 78643-1322

Mortgage

Document Number0000504339
DateMay 18, 2005
Instrument05-04339
Lender
NameAMERICAS WHOLESALE LENDER
TypeLending Institution
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2035

Tax Assessment & Valuation

Source: Llano County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyLlano County
MunicipalityLlano City
Unified School DistrictLlano Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,334.00 (+168.36%)
2025$1,615.00 (-44.81%) Homeowner's exemption$273,850 (+12.62%) Land $82,070 Building $191,780$273,850 (+12.62%) Land $82,070 Building $191,780
2023$2,926.00 Homeowner's exemption$243,170 Land $75,880 Building $167,290$243,170 Land $75,880 Building $167,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Llano County (48299C), as of April 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482999702001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1999)
Most Recent ClaimMar 1999 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 65% of the US · above 51% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
2,000 / 50
Bandera Electric Cooperative
Fiber
1,000 / 1,000
JAB Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AMG Technology Investment Group
Fixed Wireless
100 / 20

May also be available: Frontier, Verizon.

Based on FCC filings for 141 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1500001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LLANO
serves 3,352 people
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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