605 E Center St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 605 E Center St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,371 sqft · built 1910
Lot Size	0.337 acres (14,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,500 (Feb 2020)
Tax Bill	$765 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`099030004010006000`

Property Details

APN / Parcel Number

Primary APN	`099030004010006000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,371 sqft Living Area
1st Floor Area	1,371 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,700 sqft (0.337 acres)
Lot Dimensions	175 ft deep x 84 ft wide

Location & Zoning

Street Address	605 E CENTER ST
City	MOUNT VERNON
State	MO
Zip	65712-1209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTER ST,E,605; THE W7' OF LT 5 & ALL OF LT 6 & THE E9' OF VAC WALNUT ST ON W SIDE TARRANT'S ADDN - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	30
Legal Subdivision	TARRANT'S ADDN
Legal Lot Number	5,6
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4020
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 E CENTER ST, MOUNT VERNON, MO 65712-1209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Warranty Deed, Transfer · Conventional Mortgage MID MISSOURI BANK
Aug 14, 2019	Warranty Deed, Transfer · Line of Credit OLD MISSOURI BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020 · Amount on Record
Deed Sale	Feb 5, 2020 · Amount on Record
Prior Sale	Aug 14, 2019 · Amount on Record
Deed Document Number	2020558
Deed Book / Page	456 / 546
Prior Transfer Date	Aug 22, 2014
Prior Transfer Doc	450/3472
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Feb 5, 2020
Property Address	605 E CENTER ST, MOUNT VERNON, MO 65712-1209
Document Number	456/546
Book / Page	456 / 546
Instrument Date	Feb 4, 2020
Instrument	2020-00000558
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E CENTER ST, MOUNT VERNON, MO 65712-1209

Mortgage

Document Number	4560547
Date	Feb 5, 2020
Instrument	456/0547

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Aug 14, 2019
Property Address	605 E CENTER ST, MOUNT VERNON, MO 65712-1209
Document Number	455/3641
Book / Page	455 / 3641
Map Reference	MB 290 PG 695
Instrument Date	Aug 13, 2019
Instrument	2019-00003690
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 E 566TH RD, WALNUT GROVE, MO 65770-8396

Mortgage

Document Number	4553642
Date	Aug 14, 2019
Instrument	455/3642

Lender

Name	OLD MISSOURI BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Feb 13, 2020

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,560 (-) Land $2,320 Building $13,240
2025	$765.00 (+0.13%)	$15,560 (+9.04%) Land $2,320 Building $13,240	$75,105 (-)
2024	$764.00 (+8.37%)
2023	$705.00 (+6.5%)	$14,270 Land $2,320 Building $11,950	$75,105
2022	$662.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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