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545 E Center St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 545 E Center St, Mount Vernon, MO 65712 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,777 sqft · built 1900
Lot Size0.406 acres (17,675 sqft)
Owner2 Individual Names on File
Last Sale$247,826 (Jul 2024)
Tax Bill$538 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jan 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN099030004009002000

Property Details

APN / Parcel Number

Primary APN099030004009002000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,777 sqft Living Area
1st Floor Area1,777 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area17,675 sqft (0.406 acres)
Lot Dimensions175 ft deep x 100 ft wide
Total Buildings2 Buildings

Location & Zoning

Street Address545 E CENTER ST
CityMOUNT VERNON
StateMO
Zip65712-1207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCENTER ST,E,545; W1/2 LT 8 & E62' OF LT 9 TARRANTS ADDN - MT VERNON
Legal Range26
Legal Township28
Legal Section30
Legal SubdivisionTARRANTS ADDN
Legal Lot Number8,9,E62
JurisdictionLAWRENCE MO
Township / Civil DivisionMOUNT VERNON
Census Block Group4
Census Block4021
Census Tract470202

Owner

Source: Lawrence County records · APN 099030004009002000

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address545 E CENTER ST, MOUNT VERNON, MO 65712-1207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 31, 2018Deed of Trust, Mortgage · Conventional Mortgage
OLD MISSOURI BANK
Sep 30, 2020Warranty Deed, Transfer
WACO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2024 · Amount on Record
Deed SaleJul 18, 2024 · Amount on Record
Prior SaleSep 30, 2020
Deed Document Number20243202
Deed Book / Page460 / 3192
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE MO
Property Address545 E CENTER ST, MOUNT VERNON, MO 65712-1207
Transaction TypeMortgage
Record UpdatedDec 05, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 E CENTER ST, MOUNT VERNON, MO 65712-1207

Mortgage

Document Number02025/5751
DateNov 21, 2025
Book Page2025/5751
Instrument2025005751
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term347 Months
DueOct 01, 2054

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE MO
Property Address545 E CENTER ST, MOUNT VERNON, MO 65712-1207
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number454/0453
DateJan 31, 2018
Book Page454/0453
Instrument2018-00000459
Lender
NameOLD MISSOURI BANK
TypeBank
AddressSPRINGFIELD, MO 65807
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 05, 2033

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE MO
Recording DateSep 30, 2020
Property Address545 E CENTER ST, MOUNT VERNON, MO 65712-1207
Document Number456/4919
Book / Page456 / 4919
Instrument DateSep 29, 2020
Instrument2020-00004960
Transaction TypeTransfer
Record UpdatedAug 02, 2021
Title CompanyWACO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 E CENTER ST, MOUNT VERNON, MO 65712-1207

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLawrence County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$16,340 (+49.22%) Land $2,510 Building $13,830
2025$538.00$10,950 (+8.31%) Land $2,510 Building $8,440$53,211 (-)
2024$538.00 (+7.82%)
2023$499.00 (+5.72%)$10,110 Land $2,510 Building $7,600$53,211
2022$472.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lawrence County (29109C), updated August 2, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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