605 Division St, Sidney, IA 51652 Property Records

Fremont County property record for 605 Division St, Sidney, IA 51652

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,196 sqft · built 1977
Lot Size	0.274 acres (11,934 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Mar 2024)
Tax Bill	$2,836 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`470470606000000`

Property Details

APN / Parcel Number

Primary APN	`470470606000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Finished Basement	300 sqft
Unfinished Basement	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,934 sqft (0.274 acres)
Lot Dimensions	117 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Deck Area	384 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	605 DIVISION ST
City	SIDNEY
State	IA
Zip	51652-8014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 TAYLOR SUB
Legal Subdivision	TAYLOR SUBDIVISION
Legal Lot Number	4
Jurisdiction	FREMONT IA
Township / Civil Division	SIDNEY
Census Block Group	3
Census Block	3062
Census Tract	970200

Owner

Source: Fremont County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	605 DIVISION ST, SIDNEY, IA 51652-8014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Feb 13, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOAN INC
Feb 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Feb 13, 2018 · Amount on Record
Deed Document Number	2024212
Deed Book / Page	2024 / 212
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT IA
Recording Date	Mar 4, 2024
Property Address	605 DIVISION ST, SIDNEY, IA 51652-8014
Document Number	002024/212
Book / Page	2024 / 212
Map Reference	MB 2 PG 172
Instrument Date	Feb 27, 2024
Instrument	20240212
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 DIVISION ST, SIDNEY, IA 51652-8014

Mortgage

Document Number	0020240213
Date	Mar 4, 2024
Instrument	20240213

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT IA
Property Address	605 DIVISION ST, SIDNEY, IA 51652-8014
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000188
Date	Feb 13, 2018
Book Page	0000002018/0000000188
Instrument	20180188

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT IA
Recording Date	Feb 13, 2018
Property Address	605 DIVISION ST, SIDNEY, IA 51652-8014
Document Number	002018/187
Book / Page	2018 / 187
Instrument Date	Feb 2, 2018
Instrument	20180187
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	605 DIVISION ST, SIDNEY, IA 51652-8014

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fremont County
Municipality	Sidney City
Unified School District	Sidney Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,836.00	$176,130 (-) Land $15,150 Building $160,980	$176,130 (-) Land $15,150 Building $160,980
2025	$2,836.00 (-13.59%) Homeowner's exemption	$176,130 (+15.31%) Land $15,150 Building $160,980	$176,130 (+15.31%) Land $15,150 Building $160,980
2024	$3,282.00 (+27.7%)
2023		$152,740 (+36.68%) Land $15,150 Building $137,590	$152,740 (+36.68%) Land $15,150 Building $137,590
2022	$2,570.00 Homeowner's exemption	$111,750 Land $9,280 Building $102,470
2021			$111,750 Land $9,280 Building $102,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 24, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY WATER SUPPLY serves 1,077 people · EPA ID IA3661048
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Data Center Fiber	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Nextlink.

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