603 Division St, Sidney, IA 51652 Property Records

Fremont County property record for 603 Division St, Sidney, IA 51652

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,120 sqft · built 1977
Lot Size	0.236 acres (10,296 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,568 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`470470607000000`

Property Details

APN / Parcel Number

Primary APN	`470470607000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	800 sqft
Unfinished Basement	320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,296 sqft (0.236 acres)
Lot Dimensions	117 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Patio Area	649 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	603 DIVISION ST
City	SIDNEY
State	IA
Zip	51652-8014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 TAYLOR SUB
Legal Subdivision	LYLE TAYLOR SUB
Legal Lot Number	5
Jurisdiction	FREMONT IA
Township / Civil Division	SIDNEY
Census Block Group	3
Census Block	3062
Census Tract	970200

Owner

603 Division St is owned and occupied by two individuals who acquired it in November 2025.

Source: Fremont County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	603 DIVISION ST, SIDNEY, IA 51652-8014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 7, 2023	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 20, 2025
Transfer Doc	02025/1580
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREMONT IA
Recording Date	Dec 3, 2025
Property Address	603 DIVISION ST, SIDNEY, IA 51652-8014
Document Number	02025/1580
Book / Page	2025 / 1580
Map Reference	MB 2 PG 172
Instrument Date	Nov 20, 2025
Instrument	20251580
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	603 DIVISION ST, SIDNEY, IA 51652-8014

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	603 DIVISION ST, SIDNEY, IA 51652-8014

Mortgage

Document Number	0020251581
Date	Dec 3, 2025
Instrument	20251581

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	FREMONT IA
Recording Date	Jun 7, 2023
Property Address	603 DIVISION ST, SIDNEY, IA 51652-8014
Document Number	02023/0635
Book / Page	2023 / 0635
Map Reference	BK 02 PG 172
Instrument Date	May 30, 2023
Instrument	20230635
Transaction Type	Transfer
Record Updated	Jul 25, 2025
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	603 DIVISION ST, SIDNEY, IA 51652-8014

Mortgage

Document Number	02023/0636
Date	Jun 7, 2023
Book Page	2023/0636
Instrument	20230636

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 603 Division St was $2,568 with a homeowner's exemption.

Source: Fremont County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fremont County
Municipality	Sidney City
Unified School District	Sidney Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,568.00	$160,490 (-) Land $13,070 Building $147,420	$160,490 (-) Land $13,070 Building $147,420
2025	$2,568.00 (-13.07%) Homeowner's exemption	$160,490 Land $13,070 Building $147,420	$160,490 Land $13,070 Building $147,420
2024	$2,954.00
2023		$138,480 (+42.29%) Land $13,070 Building $125,410	$138,480 Land $13,070 Building $125,410
2022	$2,210.00 Homeowner's exemption	$97,320 Land $8,010 Building $89,310
2021			$97,320 Land $8,010 Building $89,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 Division St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 24, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 Division St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY WATER SUPPLY serves 1,077 people · EPA ID IA3661048
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Data Center Fiber	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Nextlink.

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