Union County property record for 605 Division St, Jefferson, SD 57038
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,540 sqft · built 2003 |
| Lot Size | 0.448 acres (19,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,519 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04.11.03.1030 |
| Primary APN | 04.11.03.1030 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| Basement Area | 1,360 sqft |
| Finished Basement | 1,360 sqft |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 19,500 sqft (0.448 acres) |
| Lot Dimensions | 150 ft deep x 130 ft wide |
| Garage Type | Detached |
| Garage Area | 918 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Street Address | 605 DIVISION ST |
|---|---|
| City | JEFFERSON |
| State | SD |
| Zip | 57038-2027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NWESTERLY 80' LOT 6 & SEASTERLY 50' LOT 7 BLK 3 BERNARDS 1ST ADD JEFF CITY |
| Legal Subdivision | BERNARDS 1ST ADD |
| Legal Block | 3 |
| Legal Lot Number | 6-7 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 20302 |
Source: Union County records · APN 04.11.03.1030
Assessment roll updated October 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 DIVISION ST, JEFFERSON, SD 57038-2027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 605 DIVISION ST, JEFFERSON, SD 57038-2027 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170436 |
|---|---|
| Date | Feb 03, 2017 |
| Book Page | 170/0079 |
| Instrument | 170436 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2032 |
Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | Jefferson City |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,519.00 (+15.51%) | $327,796 (+17.72%) Land $37,987 Building $289,809 |
| 2024 | $4,778.00 (-1.28%) | |
| 2023 | $4,840.00 (+6.07%) | $278,464 Land $27,973 Building $250,491 |
| 2022 | $4,563.00 |
Source: FEMA National Flood Hazard Layer as of May 31, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2014–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Cable · Fiber in parts of the area | 1,500 / 50 |
| Midcontinent Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 175 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEFFERSON serves 475 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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