Union County property record for 514 Division St, Jefferson, SD 57038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,008 sqft · built 1980 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $241,500 (Apr 2024) |
| Tax Bill | $2,188 (2026) |
| Deeds & Mortgages | May 2024 Mortgage Jun 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04.10.06.1035 |
| Primary APN | 04.10.06.1035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Basement Area | 783 sqft |
| Finished Basement | 783 sqft |
| Interior Walls | Brick |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 76 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 514 DIVISION ST |
|---|---|
| City | JEFFERSON |
| State | SD |
| Zip | 57038-2039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 BLK 6 LIMOGES JEFF CITY |
| Legal Block | 6 |
| Legal Lot Number | 16 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 20302 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 514 DIVISION ST, JEFFERSON, SD 57038-2039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 13, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2024 · Amount on Record |
| Deed Sale | Apr 18, 2024 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 514 DIVISION ST, JEFFERSON, SD 57038-2039 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2909 W 6TH ST, SIOUX CITY, IA 51103-2633 |
| Document Number | 000184/224 |
|---|---|
| Date | May 15, 2024 |
| Book Page | 184/224 |
| Instrument | 240895 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Jun 13, 2024 |
| Property Address | 514 DIVISION ST, JEFFERSON, SD 57038-2039 |
| Document Number | 000114/275 |
| Book / Page | 114 / 275 |
| Instrument Date | Jun 11, 2024 |
| Instrument | 241125 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 DIVISION ST, JEFFERSON, SD 57038-2039 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 514 DIVISION ST, JEFFERSON, SD 57038-2039 |
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | Jefferson City |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,188.00 (+0.05%) | $132,367 (-) Land $14,611 Building $117,756 |
| 2025 | $2,187.00 (-0.23%) | $132,367 (+12.36%) Land $14,611 Building $117,756 |
| 2024 | $2,192.00 (+7.08%) | |
| 2023 | $2,047.00 (+6.12%) | $117,810 Land $10,759 Building $107,051 |
| 2022 | $1,929.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2014–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON serves 475 people · EPA ID SD4600060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Cable · Fiber in parts of the area | 1,500 / 50 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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