605 Derby Ln, Modesto, CA 95350 Property Records

Stanislaus County property record for 605 Derby Ln, Modesto, CA 95350

Property Summary

Property TypeCommercial
Details3 bd · 3 ba · 3,134 sqft · built 1971
Lot Size0.176 acres (7,643 sqft)
OwnerIndividual Name on Record
Last Sale$257,500 (Nov 2012)
Tax Bill$3,559 (2026)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN055-020-012-000

Property Details

APN / Parcel Number

Primary APN055-020-012-000
Alternative APNs
  • 0552012000
  • 0552012

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,134 sqft Gross Area
1st Floor Area3,134 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeWood
Lot Area7,643 sqft (0.176 acres)
View / LotIrregular Lot
Garage Area525 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address605 DERBY LN
CityMODESTO
StateCA
Zip95350-1071
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSURREY PARK BLK 13018 LOT 1
Legal SubdivisionSURREY PARK
Legal Block13018
Legal Lot Number1
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group1
Census Block1001
Census Tract801

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address605 DERBY LN, MODESTO, CA 95350-1071
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2012 · Amount on Record
Deed SaleNov 21, 2012 · Amount on Record
Prior SaleMay 29, 2012 · Amount on Record
Deed Document Number2012103959
Prior Transfer DateFeb 1, 2012
Prior Transfer Doc0000009480
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address605 DERBY LN, MODESTO, CA 95350-1071
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 DERBY LN, MODESTO, CA 95350-1071

Mortgage

Document Number0000072602
DateSep 23, 2020
Instrument2020-0072602
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Secondary School DistrictModesto City High School District (09 - 12)
Elementary School DistrictSylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,559.00 (+1.6%)$323,420 (+2%) Land $50,235 Building $273,185
2025$3,503.00 (+3.79%)$317,079 (+4.04%) Land $49,250 Building $267,829
2023$3,375.00 (+4.23%)$304,769 Land $47,339 Building $257,430
2022$3,238.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Ayera Technologies, ezWave.

Nearby Properties on Derby Ln

Nearby Streets

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