605 Custer Cir, Orange Park, FL 32073 Property Records

Clay County property record for 605 Custer Cir, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1972
Lot Size	0.244 acres (10,672 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,900 (Apr 1989)
Tax Bill	$1,184 (2025)
Deeds & Mortgages	Jun 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`12-04-25-012806-000-00`

Property Details

APN / Parcel Number

Primary APN	`12-04-25-012806-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,562 sqft Heated Area
Gross Area	2,671 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,672 sqft (0.244 acres)
Lot Dimensions	115 ft deep x 93 ft wide
Garage Area	600 sqft

Exterior Amenities

Porch	Porch
Porch Area	124 sqft
Patio Area	252 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	605 CUSTER CIR
City	ORANGE PARK
State	FL
Zip	32073-4262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 23 BLK 5 BELLAIR WEST AS REC O R 1224 PG 87
Legal Range	25
Legal Township	04
Legal Section	12
Legal Subdivision	BELLAIR WEST
Legal Block	5
Legal Lot Number	23
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2000
Census Tract	30305

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	605 CUSTER CIR, ORANGE PARK, FL 32073-4262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 1989 · Amount on Record
Deed Sale	Apr 5, 1989 · Amount on Record
Deed Document Number	0000122487
Record Updated	Jun 8, 2026

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	605 CUSTER CIR, ORANGE PARK, FL 32073-4262
Document Number	0043341928
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CUSTER CIR ORANGE PARK FL 320734262, ORANGE PARK, FL 32073-4262

Mortgage

Document Number	0043341928
Date	Jul 29, 2020
Book Page	004334/001928
Instrument	37942

Lender

Name	SPECIALIZED LN SVCG #2006-BC5
Address	8742 LUCENT BLVD # 300, HIGHLANDS RANCH, CO 80129-2386

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 28, 2035

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,184.00 (-6.85%) Homeowner's exemption	$117,801 (+15.69%)	$216,674 (+12.66%) Land $35,000 Building $181,674
2023	$1,271.00 (+14.09%) Homeowner's exemption	$101,827 (+3%)	$192,329 (+14.12%) Land $35,000 Building $157,329
2022	$1,114.00 Homeowner's exemption	$98,862	$168,538 Land $20,000 Building $148,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	9 (2012–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30