605 Chestnut Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 605 Chestnut Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,816 sqft · built 1978
Lot Size	0.252 acres (10,966 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,168 (2024)
Deeds & Mortgages	Mar 2026 Transfer Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-33-206-005`

Property Details

APN / Parcel Number

Primary APN	`19-33-206-005`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	650 sqft
Basement Area	1,046 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Lot Area	10,966 sqft (0.252 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	605 CHESTNUT CT
City	ALGONQUIN
State	IL
Zip	60102-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0006201 LT 7 HIGH HILL FARMS UNIT 1
Legal Subdivision	HIGH HILL FARMS UNIT 1
Legal Block	206
Legal Lot Number	7
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3002
Census Tract	871311

Owner

605 Chestnut Ct is owned and occupied by two individuals who acquired it in February 2018.

Source: McHenry County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	605 CHESTNUT CT, ALGONQUIN, IL 60102-2117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Transfer on Death Deed, Transfer
Mar 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage ALGONQUIN STATE BANK NA
Jan 26, 2018	Deed of Trust, Mortgage · Line of Credit ALGONQUIN STATE BANK NA
Feb 28, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 3, 2018
Transfer Doc	0000006201
Record Updated	Oct 29, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 6, 2026
Property Address	605 CHESTNUT CT, ALGONQUIN, IL 60102-2117
Document Number	0000005997
Map Reference	DOC 705042
Instrument Date	Mar 1, 2026
Instrument	2026R0005997
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 CHESTNUT CT, ALGONQUIN, IL 60102-2117

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	605 CHESTNUT CT, ALGONQUIN, IL 60102-2117

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	605 CHESTNUT CT, ALGONQUIN, IL 60102-2117
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CHESTNUT CT, ALGONQUIN, IL 60102-2117

Mortgage

Document Number	0000006995
Date	Mar 31, 2023
Instrument	2023R0006995

Lender

Name	ALGONQUIN STATE BANK NA
Type	Bank
Address	ALGONQUIN, IL 60102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	605 CHESTNUT CT, ALGONQUIN, IL 60102-2117
Transaction Type	Mortgage
Record Updated	May 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002922
Date	Jan 26, 2018
Instrument	2018R0002922

Lender

Name	ALGONQUIN STATE BANK NA
Type	Bank
Address	ALGONQUIN, IL 60102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 17, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 28, 2018
Property Address	605 CHESTNUT CT, ALGONQUIN, IL 60102-2117
Document Number	0000006201
Instrument Date	Feb 3, 2018
Instrument	6201
Transaction Type	Transfer
Record Updated	Mar 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	605 CHESTNUT CT ALGONQUIN IL 601022117, ALGONQUIN, IL 60102-2117

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,168.00 Homeowner's exemption	$107,641 Land $23,712 Building $83,929	$322,923 Land $71,136 Building $251,787
2022	Homeowner's exemption	$82,453 Land $22,805 Building $59,648	$247,359 Land $68,415 Building $178,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Chestnut Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1979–2011)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Chestnut Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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