St. Charles County property record for 605 Chapparal Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 928 sqft · built 1994 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,900 (Feb 2004) |
| Tax Bill | $2,216 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A912000038 |
| Primary APN | A912000038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 928 sqft Living Area |
| Gross Area | 2,239 sqft |
| 1st Floor Area | 928 sqft |
| Basement Area | 912 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A912000038 |
|---|---|
| Street Address | 605 CHAPPARAL DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYFIELD EST #8 LOT 496 |
| Legal Subdivision | BAYFIELD EST #8 |
| Legal Lot Number | 496 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 311732 |
605 Chapparal Dr is owned and occupied by an individual who bought it in February 2004.
Source: St. Charles County records, as of August 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 605 CHAPPARAL DR, O FALLON, MO 63368-6916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2019 | Deed of Trust, Mortgage CITY/O'FALLON |
| Apr 9, 2019 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2004 · Amount on File |
| Deed Sale | Feb 4, 2004 · Amount on File |
| Deed Document Number | 2004104380 |
| Deed Book / Page | 3775 / 184 |
| Prior Transfer Date | Jan 22, 2004 |
| Prior Transfer Doc | 0037750184 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 605 CHAPPARAL DR, O FALLON, MO 63368-6916 |
| Document Number | 0071032465 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 605 CHAPPARAL DR O FALLON MO 633686916, O FALLON, MO 63368-6916 |
| Document Number | 0071032465 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 007103/002465 |
| Instrument | 351930 |
| Name | CITY/O'FALLON |
|---|---|
| Address | 100 N MAIN ST, O FALLON, MO 63366-2200 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 605 CHAPPARAL DR, O FALLON, MO 63368-6916 |
| Document Number | 0070710614 |
| Instrument Date | Apr 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 605 CHAPPARAL DR O FALLON MO 633686916, O FALLON, MO 63368-6916 |
| Document Number | 0070710614 |
|---|---|
| Date | May 8, 2019 |
| Book Page | 007071/000614 |
| Instrument | 218350 |
| Name | NEIGHBORS CU |
|---|---|
| Address | ST LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 7, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 605 Chapparal Dr was $2,216, down 18.3% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,216.00 (-18.26%) | $35,845 | $188,660 Building $188,660 |
| 2024 | $2,711.00 | ||
| 2023 | $40,779 | ||
| 2022 | $214,624 Land $50,000 Building $164,624 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 605 Chapparal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Jul 1988 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 605 Chapparal Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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