St. Charles County property record for 525 Chapparal Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,220 sqft · built 1986 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,525 (Jul 2023) |
| Tax Bill | $3,275 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A850004111 |
| Primary APN | A850004111 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| Gross Area | 2,834 sqft |
| 1st Floor Area | 1,220 sqft |
| Basement Area | 1,194 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | Deck Area |
| Patio Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A850004111 |
|---|---|
| Street Address | 525 CHAPPARAL DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | BAYFIELD #3 LOT 198 |
| Legal Subdivision | BAYFIELD #3 |
| Legal Lot Number | 198 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 311732 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 525 CHAPPARAL DR, O FALLON, MO 63368-6914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO |
| May 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | May 9, 2022 · Amount on Record |
| Deed Document Number | 202327789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 13, 2023 |
| Property Address | 525 CHAPPARAL DR, O FALLON, MO 63368-6914 |
| Document Number | 0000027789 |
| Map Reference | MB 24 PG 26 |
| Instrument Date | Jul 1, 2023 |
| Instrument | 2023R-027789 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 STALLION LN, FORNEY, TX 75126-0650 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 525 CHAPPARAL DR, O FALLON, MO 63368-6914 |
| Document Number | 0000027790 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 2023R-027790 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 9, 2022 |
| Property Address | 525 CHAPPARAL DR, O FALLON, MO 63368-6914 |
| Document Number | 0000026484 |
| Map Reference | MB 24 PG 26 |
| Instrument Date | May 3, 2022 |
| Instrument | 2022R-026484 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 525 CHAPPARAL DR, O FALLON, MO 63368-6914 |
| Name | Verified Name |
|---|---|
| Address | 525 CHAPPARAL DR, O FALLON, MO 63368-6914 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026485 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 2022R-026485 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,871 (-) | $267,741 (-) Building $267,741 | |
| 2025 | $3,275.00 (+31.42%) | $50,871 (+8.16%) | $267,741 (+8.17%) |
| 2023 | $47,031 (+34.99%) | ||
| 2022 | $2,492.00 | $34,841 | $247,530 (+34.99%) Land $50,000 Building $197,530 |
| 2021 | $183,373 Land $40,000 Building $143,373 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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