605 Cedar St, Pacific Grove, CA 93950 Property Records

Monterey County property record for 605 Cedar St, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,151 sqft · built 1958
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on File
Last Sale	$663,500 (Apr 2016)
Tax Bill	$8,569 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`006-551-015-000`

Property Details

APN / Parcel Number

Primary APN	`006-551-015-000`
Alternative APN	`006-551-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,151 sqft Living Area
1st Floor Area	1,151 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,200 sqft (0.119 acres)
Garage Area	305 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	006-551-015
Street Address	605 CEDAR ST
City	PACIFIC GROVE
State	CA
Zip	93950-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PACIFIC GROVE ADD 5 S 1/2 OF LOT 2 & N 1/2 OF LOT 3 BLK 179
Legal Subdivision	PACIFIC GROVE ADD 5
Legal Block	179
Legal Lot Number	2,3
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2024
Census Tract	12200

Owner

605 Cedar St is owned and occupied by an individual who acquired it in July 2021.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	605 CEDAR ST, PACIFIC GROVE, CA 93950-3909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 30, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2016 · Amount on File
Deed Sale	Apr 13, 2016 · Amount on File
Deed Document Number	201619103
Last Transfer Date	Jul 22, 2021
Transfer Doc	0000051602
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jul 30, 2021
Property Address	605 CEDAR ST, PACIFIC GROVE, CA 93950-3909
Document Number	0000051603
Map Reference	MB 1 PG 65
Instrument Date	Jul 26, 2021
Instrument	2021051603
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	605 CEDAR ST, PACIFIC GROVE, CA 93950-3909

Mortgage

Document Number	0000051604
Date	Jul 30, 2021
Instrument	2021051604

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jul 30, 2021
Property Address	605 CEDAR ST, PACIFIC GROVE, CA 93950-3909
Document Number	0000051602
Map Reference	MB 1 PG 65
Instrument Date	Jul 22, 2021
Instrument	2021051602
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CEDAR ST, PACIFIC GROVE, CA 93950-3909

Tax Assessment & Valuation

The 2025 property tax bill for 605 Cedar St was $8,569.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$801,151 (+2%) Land $603,733 Building $197,418
2025	$8,569.00 Homeowner's exemption	$785,444 Land $591,896 Building $193,548
2023	$8,258.00 (+2.09%) Homeowner's exemption	$754,946 Land $568,913 Building $186,033
2022	$8,089.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 605 Cedar St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 605 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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