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514 Cedar St, Pacific Grove, CA 93950 Property Records

Monterey County property record for 514 Cedar St, Pacific Grove, CA 93950

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,898 sqft · built 1928
Lot Size0.083 acres (3,600 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Apr 2002)
Tax Bill$9,942 (2025)
Deeds & MortgagesMay 2021 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN006-458-005-000

Property Details

APN / Parcel Number

Primary APN006-458-005-000
Alternative APN
  • 006-458-005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,898 sqft Living Area
1st Floor Area1,898 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleCustom Design
Construction TypeWood
Lot Area3,600 sqft (0.083 acres)
Garage Area244 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Old Parcel Number006-458-005
Street Address514 CEDAR ST
CityPACIFIC GROVE
StateCA
Zip93950-3908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPACIFIC GROVE ADD 3 LOT 12 & 14 BLK 87
Legal SubdivisionPACIFIC GROVE ADD 3
Legal Block87
Legal Lot Number12,14
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2020
Census Tract12200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address514 CEDAR ST, PACIFIC GROVE, CA 93950-3908
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Oct 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 5, 2002 · Amount on Record
Deed SaleApr 5, 2002 · Amount on Record
Deed Document Number200232884
Last Transfer DateJan 18, 2005
Transfer Doc0000008775
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address514 CEDAR ST, PACIFIC GROVE, CA 93950-3908
Transaction TypeMortgage
Record UpdatedJun 8, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 CEDAR ST, PACIFIC GROVE, CA 93950-3908

Mortgage

Document Number0000037310
DateMay 25, 2021
Instrument2021037310
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address514 CEDAR ST, PACIFIC GROVE, CA 93950-3908
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058399
DateOct 18, 2017
Instrument2017058399
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityPacific Grove City
Unified School DistrictPacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$921,805 (+2%) Land $678,075 Building $243,730
2025$9,942.00 (+3.54%)$903,731 (+4.04%) Land $664,780 Building $238,951
2023$9,602.00 (+2.06%)$868,640 Land $638,967 Building $229,673
2022$9,408.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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