605 Buoy Ct, Edgewood, MD 21040 Property Records

Harford County property record for 605 Buoy Ct, Edgewood, MD 21040

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,652 sqft · built 1990
Lot Size0.131 acres (5,712 sqft)
Owner2 Individual Names on File
Last Sale$124,500 (Aug 1999)
Tax Bill$2,839 (2026)
Deeds & MortgagesMar 2020 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN01-077651

Property Details

APN / Parcel Number

Primary APN01-077651
Alternative APNs
  • 1077651
  • 077651

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,652 sqft Total Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,712 sqft (0.131 acres)
Lot Dimensions119 ft deep x 45 ft wide
PorchSlab
Porch Area88 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number077651
Street Address605 BUOY CT
CityEDGEWOOD
StateMD
Zip21040-2914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 81 51/45X119 AV 605 BUOY COURT HARBOUR OAKS PT 43/9
Legal SubdivisionHARBOUR OAKS
Legal Lot Number81
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3006
Census Tract301602

Owner

605 Buoy Ct is owned and occupied by two individuals who bought it in August 1999.

Source: Harford County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address605 BUOY CT, EDGEWOOD, MD 21040-2914
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Dec 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 1999 · Amount on File
Deed SaleAug 24, 1999 · Amount on File
Prior SaleDec 12, 1990 · Amount on File
Deed Document Number1999340
Deed Book / Page3095 / 321
Transfer Doc0041900081
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address605 BUOY CT, EDGEWOOD, MD 21040-2914
Document Number0139080459
Instrument DateMar 28, 2020
Transaction TypeMortgage
Record UpdatedJul 29, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 BUOY CT EDGEWOOD MD 210402914, EDGEWOOD, MD 21040-2914

Mortgage

Document Number0139080459
DateJun 12, 2020
Book Page013908/000459
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 11, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address605 BUOY CT, EDGEWOOD, MD 21040-2914
Document Number0131050078
Instrument DateDec 13, 2018
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 BUOY CT EDGEWOOD MD 210402914, EDGEWOOD, MD 21040-2914

Mortgage

Document Number0131050078
DateDec 28, 2018
Book Page013105/000078
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 605 Buoy Ct was $2,839 with a homeowner's exemption, up 17.2% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,839.00 (+17.22%) Homeowner's exemption$260,500 (+6.75%) Land $60,100 Building $200,400$260,500 (-) Land $60,100 Building $200,400
2025$2,422.00 Homeowner's exemption$244,033$260,500 Land $60,100 Building $200,400
2023$211,100 Land $60,100 Building $151,000$211,100 Land $60,100 Building $151,000
2022$2,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Buoy Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims7 (1996–2013)
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Buoy Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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