602 Buoy Ct, Edgewood, MD 21040 Property Records

Harford County property record for 602 Buoy Ct, Edgewood, MD 21040

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,820 sqft · built 1991
Lot Size	0.134 acres (5,850 sqft)
Owner	2 Individual Names on File
Last Sale	$274,500 (Jun 2020)
Tax Bill	$3,693 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-077740`

Property Details

APN / Parcel Number

Primary APN	`01-077740`
Alternative APNs	`1077740` `077740`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,820 sqft Total Area
Basement Area	675 sqft
Finished Basement	675 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	130 ft deep x 45 ft wide
Porch	Slab
Porch Area	52 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	077740
Street Address	602 BUOY CT
City	EDGEWOOD
State	MD
Zip	21040-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 89 45/45X130 AV 602 BUOY COURT HARBOUR OAKS PT 43/9
Legal Subdivision	HARBOUR OAKS 07
Legal Lot Number	89
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3006
Census Tract	301602

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	602 BUOY CT, EDGEWOOD, MD 21040-2915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on File
Deed Sale	Jun 29, 2020 · Amount on File
Prior Sale	Aug 4, 2003 · Amount on File
Deed Book / Page	13947 / 280
Record Updated	Oct 29, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 29, 2020
Property Address	602 BUOY CT, EDGEWOOD, MD 21040-2915
Document Number	0139470280
Book / Page	13947 / 280
Map Reference	MB 43 PG 09
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	REAL ESTATE SETMNT & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	602 BUOY CT, EDGEWOOD, MD 21040-2915

Mortgage

Document Number	0013947287
Date	Jun 29, 2020
Instrument	13947/287

Lender

Name	OBSIDIAN FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,693.00 (+35.23%) Homeowner's exemption	$338,900 (+25.66%) Land $60,100 Building $278,800	$338,900 (+25.66%) Land $60,100 Building $278,800
2025	$2,731.00 (+11.29%) Homeowner's exemption
2023		$269,700 Land $60,100 Building $209,600	$269,700 Land $60,100 Building $209,600
2022	$2,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	7 (1996–2013)
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20