605 Boyd Dickens Rd, Lowgap, NC 27024 Property Records

Surry County property record for 605 Boyd Dickens Rd, Lowgap, NC 27024

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,404 sqft · built 2024
Lot Size	0.94 acres (40,946 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Nov 2024)
Tax Bill	$879 (2026)
Deeds & Mortgages	May 2026 Mortgage Nov 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4041-02-65-4385`

Property Details

APN / Parcel Number

Primary APN	`4041-02-65-4385`
Alternative APN	`100131195`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	40,946 sqft (0.94 acres)
Porch	Slab
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100131195
Street Address	605 BOYD DICKENS RD
City	LOWGAP
State	NC
Zip	27024-9239
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Legal Description	PB 44 PG 111
Jurisdiction	SURRY NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2025
Census Tract	930803

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	605 BOYD DICKENS RD, LOWGAP, NC 27024-9239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Nov 27, 2024	Warranty Deed, Subdivision Related Transfer
Jul 15, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2024 · Amount on Record
Deed Sale	Nov 27, 2024 · Amount on Record
Prior Sale	Jul 15, 2024 · Amount on Record
Deed Document Number	2024720376
Deed Book / Page	1915 / 558
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Recording Date	May 5, 2026
Property Address	605 BOYD DICKENS RD, LOWGAP, NC 27024-9239
Document Number	0000733494
Book / Page	1973 / 397
Instrument Date	Apr 29, 2026
Instrument	2026733494
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 BOYD DICKENS RD, LOWGAP, NC 27024-9239

Mortgage

Document Number	0000733494,
Date	May 5, 2026
Book Page	1973/397
Instrument	2026733494

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

November 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Nov 27, 2024
Property Address	605 BOYD DICKENS RD, LOWGAP, NC 27024-9239
Document Number	001915/558
Book / Page	1915 / 558
Instrument Date	Nov 21, 2024
Instrument	720376
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 BOYD DICKENS RD, LOWGAP, NC 27024-9239
Investor	Possibly a Property Investor

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jul 15, 2024
Property Address	605 BOYD DICKENS RD, LOWGAP, NC 27024-9239
Document Number	001900/353
Book / Page	1900 / 353
Instrument Date	Jul 12, 2024
Instrument	716963
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$879.00 (-2.66%)	$9,900 (-92.99%) Land $9,900	$9,900 (-92.99%) Land $9,900
2025	$903.00	$141,320 Land $9,900 Building $131,420	$141,320 Land $9,900 Building $131,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

Cell Coverage

No cell data coverage reported

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