491 Boyd Dickens Rd, Lowgap, NC 27024 Property Records

Surry County property record for 491 Boyd Dickens Rd, Lowgap, NC 27024

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,052 sqft · built 2019
Lot Size	2.45 acres (106,722 sqft)
Owner	Individual Name on Record
Tax Bill	$1,177 (2025)
Deeds & Mortgages	Apr 2021 Refinance Aug 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4041-02-66-2215`

Property Details

APN / Parcel Number

Primary APN	`4041-02-66-2215`
Alternative APN	`100107336`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	106,722 sqft (2.45 acres)
Porch	Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100107336
Street Address	491 BOYD DICKENS RD
City	LOWGAP
State	NC
Zip	27024-9237
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Legal Description	DIST:05
Jurisdiction	SURRY NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2025
Census Tract	930803

Owner

Source: Surry County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	491 BOYD DICKENS RD, LOWGAP, NC 27024-9237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Aug 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VANDERBILT MORTGAGE & FINANCE INC
Jul 10, 2019	Warranty Deed, Transfer
Mar 9, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019
Deed Sale	Jul 10, 2019
Prior Sale	Mar 9, 2017 · Amount on Record
Deed Document Number	0016740721
Deed Book / Page	1674 / 0721
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	491 BOYD DICKENS RD, LOWGAP, NC 27024-9237
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1755/635
Date	Apr 5, 2021
Book Page	1755/635
Instrument	682687

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	491 BOYD DICKENS RD, LOWGAP, NC 27024-9237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1680/15
Date	Aug 26, 2019
Book Page	1680/15
Instrument	665950

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	277 Months
Due	Sep 1, 2042

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jul 10, 2019
Property Address	491 BOYD DICKENS RD, LOWGAP, NC 27024-9237
Document Number	1674/721
Book / Page	1674 / 721
Instrument Date	Jul 10, 2019
Instrument	664687
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 BOYD DICKENS RD, LOWGAP, NC 27024-9238

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Mar 9, 2017
Property Address	491 BOYD DICKENS RD, LOWGAP, NC 27024-9237
Document Number	1587/0095
Book / Page	1587 / 0095
Instrument Date	Mar 9, 2017
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Tax	$103.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2622 W PINE ST, MOUNT AIRY, NC 27030-9045

Tax Assessment & Valuation

Source: Surry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,177.00 (+51.87%)	$186,150 (+33.3%) Land $22,910 Building $163,240	$186,150 (+33.3%) Land $22,910 Building $163,240
2023	$775.00	$139,650 Land $22,910 Building $116,740	$139,650 Land $22,910 Building $116,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

Cell Coverage

No cell data coverage reported

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