605 Bibbens St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 605 Bibbens St, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 929 sqft · built 1964
Lot Size	0.241 acres (10,497 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (May 2006)
Tax Bill	$1,918 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-26-30-4950-0001-017A`

Property Details

APN / Parcel Number

Primary APN	`12-26-30-4950-0001-017A`
Alternative APNs	`26301249500001017A` `84566`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	929 sqft Living Area
Gross Area	984 sqft
1st Floor Area	929 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,497 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 83 ft wide

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	605 BIBBENS ST
City	SAINT CLOUD
State	FL
Zip	34769-4760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	S L & I C PB B PG 3 BEG SW COR LOT 17, N 125 FT, E 83.33 FT, S 125 FT, W 83.33 FT TO POB
Legal Range	30E
Legal Township	26S
Legal Section	12
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	17A
Legal Lot Number	17
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2005
Census Tract	43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 BIBBENS ST, SAINT CLOUD, FL 34769-4760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 9, 2022	Correction Deed INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC
Dec 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2006 · Amount on Record
Deed Sale	May 4, 2006 · Amount on Record
Prior Sale	Feb 20, 2006
Deed Document Number	2006122080
Deed Book / Page	3148 / 2105
Last Transfer Date	Feb 28, 2022
Transfer Doc	0061671326
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 9, 2022
Property Address	605 BIBBENS ST, SAINT CLOUD, FL 34769-4760
Document Number	0061671330
Book / Page	6167 / 1330
Map Reference	MB B PG 3
Instrument Date	Mar 8, 2022
Instrument	2022037909
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 453518, KISSIMMEE, FL 34745-3518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2212 VILLA VERANO WAY APT 202, 202, KISSIMMEE, FL 34744-6356

Mortgage

Document Number	0061671332
Date	Mar 9, 2022
Instrument	6167/1332

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 9, 2022
Property Address	605 BIBBENS ST, SAINT CLOUD, FL 34769-4760
Document Number	0061671326
Book / Page	6167 / 1326
Map Reference	MB B PG 3
Instrument Date	Feb 28, 2022
Instrument	2022037906
Record Updated	Aug 1, 2022
Title Company	INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3156 HANGING MOSS CIR, 3156, KISSIMMEE, FL 34741-7624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 421424, KISSIMMEE, FL 34742-1424

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 15, 2020
Property Address	605 BIBBENS ST, SAINT CLOUD, FL 34769-4760
Document Number	0058511927
Book / Page	005851 / 001927
Instrument Date	Jun 16, 2020
Instrument	170131
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 421424 KISSIMMEE FL 347421424, KISSIMMEE, FL 34742-1424

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,918.00 (+3.79%) Homeowner's exemption	$150,077 (+5.99%)	$164,200 (+15.96%) Land $45,000 Building $119,200
2024	$1,848.00 (+3.18%)
2023	$1,791.00 (-11.82%) Homeowner's exemption	$141,600 (+9.6%) Land $35,000 Building $106,600	$141,600 (+9.6%) Land $35,000 Building $106,600
2022	$2,031.00	$129,200 Land $35,000 Building $94,200	$129,200 Land $35,000 Building $94,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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