Osceola County property record for 604 Bibbens St, Saint Cloud, FL 34769 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1984 |
| Square Footage | 744 sqft Living Area |
| Lot Size | 10,497 sqft (0.241 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $155,000 (2020) |
| Tax Bill | $1,605.00 (2024) |
| Primary APN | 12-26-30-4950-0001-017D |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 744 sqft Living Area |
| Gross Area | 984 sqft Gross Area |
| 1st Floor | 744 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,497 sqft (0.241 acres) |
| Depth X Width | 150 ft x 83 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 190 sqft Garage |
| Carport | Carport |
| Carport Area | 190 sqft Carport |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 604 BIBBENS ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4760 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PG 3 COM AT SW COR LOT 17, N ALONG LOT LINE 175 FT TO POB; CONT N 125 FT, E 83.33 FT, S 125 FT, W 83.33 FT TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 12 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 17D |
| Legal Lot Number | 17 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 43303 |
Source: Osceola County records · APN 12-26-30-4950-0001-017D
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 BIBBENS ST, SAINT CLOUD, FL 34769-4760 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 17, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Jan 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2020 · Amount on Record |
| Deed Sale | Dec 17, 2020 · Amount on Record |
| Prior Sale | Nov 01, 2016 · Amount on Record |
| Deed Doc Number | 2020171780 |
| Deed Book / Page | 5853 / 1855 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 17, 2020 |
| Property Address | 604 BIBBENS ST, SAINT CLOUD, FL 34769-4760 |
| Document Number | 0058531855 |
| Book / Page | 5853 / 1855 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2020171780 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | GOLD STAR TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12978 BROAKFIELD CIR, 12978, ORLANDO, FL 32837-7427 |
| Name | Verified Name |
|---|---|
| Address | 604 BIBBENS ST, SAINT CLOUD, FL 34769-4760 |
| Document Number | 0058531857 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 5853/1857 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 604 BIBBENS ST, SAINT CLOUD, FL 34769-4760 |
| Document Number | 0050910255 |
| Book / Page | 005091 / 000255 |
| Instrument Date | Jan 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2017 |
| Title Company | GOLD STAR TITLE AND ESCROW INC, GOLD STAR TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 12978 BROAKFIELD CIR ORLANDO FL 328377427, ORLANDO, FL 32837-7427 |
| Document Number | 0050910255 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 005091/000255 |
| Instrument | 13643 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,667.00 (+3.86%) Homeowner's exemption | $136,053 (+5.99%) | $189,600 (+12.92%) Land $45,000 Building $144,600 |
| 2024 | $1,605.00 (+3.41%) | ||
| 2023 | $1,552.00 (+4.44%) Homeowner's exemption | $128,368 (+3%) | $167,900 (+7.77%) Land $35,000 Building $132,900 |
| 2022 | $1,486.00 Homeowner's exemption | $124,630 | $155,800 Land $35,000 Building $120,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 599 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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