605 Besancon Rd, Cabot, AR 72023 Property Records

Lonoke County property record for 605 Besancon Rd, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,808 sqft · built 2022
Lot Size	6.55 acres (285,318 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Oct 2023)
Tax Bill	$1,716 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-08580-030`

Property Details

APN / Parcel Number

Primary APN	`001-08580-030`
Alternative APN	`47997`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	2,384 sqft
1st Floor Area	992 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	285,318 sqft (6.55 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft
Porch	Open Porch
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	605 BESANCON RD
City	CABOT
State	AR
Zip	72023-7530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRT PT E1/2 E1/2 W1/2 OF LOT 1 NW1/4
Legal Range	09W
Legal Township	03N
Legal Section	19
Legal Lot Number	1
Jurisdiction	LONOKE AR
Township / Civil Division	GOODRUM
Census Block Group	1
Census Block	1021
Census Tract	20302

Owner

605 Besancon Rd is owned by two individuals who acquired it in November 2023.

Source: Lonoke County records, as of March 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	615 SESANCON RD, CABOT, AR 72023
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK
Oct 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK
May 6, 2020	Quit Claim Deed, Transfer FIRST SVC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Deed Document Number	20238640
Last Transfer Date	Nov 2, 2023
Transfer Doc	0000009720
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	605 BESANCON RD, CABOT, AR 72023-7530
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002791
Date	Mar 18, 2026
Book Page	2026/2791
Instrument	2026-02791

Lender

Name	SOUTHERN BANK
Type	Bank
Address	POPLAR BLUFF, MO 63901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	12.1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	605 BESANCON RD, CABOT, AR 72023-7530
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008642
Date	Oct 2, 2023
Book Page	2023/8642
Instrument	2023-08642

Lender

Name	SOUTHERN BANK
Type	Bank
Address	POPLAR BLUFF, MO 63901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	1-Year T-Bill
Max Rate	13.7%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LONOKE AR
Recording Date	May 6, 2020
Property Address	CABOT, AR 72023
Document Number	0000004464
Instrument Date	Apr 28, 2020
Instrument	4464
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 BESANCON RD CABOT AR 720237530, CABOT, AR 72023-7530

Mortgage

Document Number	4465
Date	May 6, 2020
Instrument	4465

Lender

Name	FIRST SVC BK
Type	Bank
Address	GREENBRIER, AR 72058

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 5, 2050

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,380 Land $1,680 Building $35,700	$186,900 Land $8,400 Building $178,500
2024	$1,716.00 (+2,128.57%)
2023	$77.00	$4,500 Land $4,500	$186,900 Land $8,400 Building $178,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 605 Besancon Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Besancon Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734
Water Source	Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Optimum.

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