389 Besancon Rd, Cabot, AR 72023 Property Records

Lonoke County property record for 389 Besancon Rd, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 2017
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,208 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-08571-001`

Property Details

APN / Parcel Number

Primary APN	`001-08571-001`
Alternative APN	`46644`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,800 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	400 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	768 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	46644
Street Address	389 BESANCON RD
City	CABOT
State	AR
Zip	72023-7141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 E1/2 W1/2 NW NE
Legal Range	09W
Legal Township	03N
Legal Section	19
Legal Block	1
Jurisdiction	LONOKE AR
Township / Civil Division	GOODRUM
Census Block Group	1
Census Block	1021
Census Tract	20302

Owner

Source: Lonoke County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	442 BESANCON RD, CABOT, AR 72023-7531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK
Apr 16, 2018	Deed of Trust, Mortgage SOUTHERN BK
Sep 13, 2017	Loan Modification, Mortgage SOUTHERN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 16, 2016
Transfer Doc	0000012507
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	389 BESANCON RD, CABOT, AR 72023-7141
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 BESANCON RD, CABOT, AR 72023-7141

Mortgage

Document Number	0000013317
Date	Nov 16, 2022
Book Page	2022/13317
Instrument	2022-13317

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BATESVILLE, AR 72503

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Nov 10, 2025

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	389 BESANCON RD, CABOT, AR 72023-7141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011526
Date	Nov 27, 2017
Book Page	2017/11526

Lender

Name	SOUTHERN BANK
Type	Bank
Address	SEARCY, AR 72143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 25, 2027

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	389 BESANCON RD, CABOT, AR 72023-7141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006191
Date	Jun 17, 2020
Book Page	2020/6191
Instrument	2020-06191

Lender

Name	SOUTHERN BANK
Type	Bank
Address	POPLAR BLUFF, MO 63902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	389 BESANCON RD, CABOT, AR 72023-7141
Document Number	0000003802
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	442 BESANCON RD CABOT AR 720237531, CABOT, AR 72023-7531

Mortgage

Document Number	0000003802
Date	Apr 24, 2018
Instrument	3802

Lender

Name	SOUTHERN BK
Type	Bank
Address	POPLAR BLUFF, MO 63902

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	389 BESANCON RD, CABOT, AR 72023-7141
Document Number	0000009300
Book / Page	002017 / 009300
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 BESANCON RD CABOT AR 720237141, CABOT, AR 72023-7141

Mortgage

Document Number	0000009300
Date	Sep 21, 2017
Book Page	002017/009300
Instrument	9300

Lender

Name	SOUTHERN BK
Type	Bank
Address	SEARCY, AR 72143

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 20, 2018

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,630 (-) Land $3,000 Building $34,630	$188,150 (-) Land $15,000 Building $173,150
2024	$1,208.00 (-0.58%)
2023	$1,215.00 Homeowner's exemption	$37,630 Land $3,000 Building $34,630	$188,150 Land $15,000 Building $173,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734
Water Source	Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Optimum.

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