605 Agate St, Laguna Beach, CA 92651 Property Records

Orange County property record for 605 Agate St, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,690 sqft · built 2015
Lot Size	0.069 acres (3,000 sqft)
Owner	2 Company Names on Record
Last Sale	$2,995,000 (Mar 2025)
Tax Bill	$25,676 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-252-12`

Property Details

APN / Parcel Number

Primary APN	`644-252-12`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,690 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	3,000 sqft (0.069 acres)
Garage Area	526 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	605 AGATE ST
City	LAGUNA BEACH
State	CA
Zip	92651-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR LAGUNA HEIGHTS # 3 BLK 39 LOT 1
Legal Subdivision	LAGUNA HEIGHTS #3
Legal Tract	415
Legal Block	39
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2003
Census Tract	62620

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1835 NEWPORT BLVD, A109, COSTA MESA, CA 92627-5007
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Grant Deed, Transfer · Conventional Mortgage LUTHER BURBANK SAVINGS
Sep 12, 2017	Grant Deed, Transfer PREMIER LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2025 · Amount on Record
Deed Sale	Mar 5, 2025 · Amount on Record
Prior Sale	Apr 5, 2021 · Amount on Record
Deed Document Number	202571581
Prior Transfer Date	Jan 30, 1995
Prior Transfer Doc	0000075024
Record Updated	Oct 29, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 5, 2021
Property Address	605 AGATE ST, LAGUNA BEACH, CA 92651-3327
Document Number	0000231310
Map Reference	MB 8 PG 1
Instrument Date	Mar 8, 2021
Instrument	2021000231310
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 AGATE ST, LAGUNA BEACH, CA 92651-3327

Mortgage

Document Number	0000231311
Date	Apr 5, 2021
Instrument	2021000231311

Lender

Name	LUTHER BURBANK SAVINGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.75%
Index	1-Year CMT
Max Rate	8.75%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 12, 2017
Property Address	605 AGATE ST, LAGUNA BEACH, CA 92651-3327
Document Number	0000386639
Instrument Date	Aug 14, 2017
Instrument	386639
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,958.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 AGATE ST LAGUNA BEACH CA 926513327, LAGUNA BEACH, CA 92651-3327

Mortgage

Document Number	386640
Date	Sep 12, 2017
Instrument	386640

Lender

Name	PREMIER LNDG
Address	BURLINGAME, CA 94010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,054,900 (+25.99%) Land $2,739,090 Building $315,810
2025	$25,676.00 (-5.41%)	$2,424,647 (+4.04%) Land $2,166,999 Building $257,648
2024	$27,145.00 (+9.22%)
2023	$24,854.00 (+2.17%)	$2,330,496 Land $2,082,851 Building $247,645
2022	$24,327.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1981–2025)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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