555 Agate St, Laguna Beach, CA 92651 Property Records

Orange County property record for 555 Agate St, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,587 sqft · built 1963
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on File
Tax Bill	$6,488 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-255-13`

Property Details

APN / Parcel Number

Primary APN	`644-255-13`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,587 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	6,000 sqft (0.138 acres)

Location & Zoning

Street Address	555 AGATE ST
City	LAGUNA BEACH
State	CA
Zip	92651-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR LAGUNA HEIGHTS # 3 BLK 38 LOT 6 LAGUNA HEIGHTS NO.3 BLK 38 LOT 6 & LOT 7
Legal Subdivision	LAGUNA HEIGHTS #3
Legal Tract	415
Legal Block	38
Legal Lot Number	6,7
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2002
Census Tract	62620

Owner

555 Agate St is owned by a company that acquired it in March 2015.

Source: Orange County records, as of August 4, 2026

Owner of Record	Company Name on File
Mailing Address	2613 HARGRAVE DR, LOS ANGELES, CA 90068-2275
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 11, 2015
Transfer Doc	0000130538
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	555 AGATE ST, LAGUNA BEACH, CA 92651-3325
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2613 HARGRAVE DR, LOS ANGELES, CA 90068-2275

Mortgage

Document Number	0000489901
Date	Aug 3, 2021
Instrument	2021000489901

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	555 AGATE ST, LAGUNA BEACH, CA 92651-3325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2613 HARGRAVE DR, LOS ANGELES, CA 90068-2275

Mortgage

Document Number	0000012374
Date	Jan 12, 2018
Instrument	2018000012374

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 555 Agate St was $6,488.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$184,082 (+2%) Land $115,058 Building $69,024
2025	$6,488.00	$180,473 Land $112,802 Building $67,671
2023	$5,583.00 (+5.38%)	$173,466 Land $108,421 Building $65,045
2022	$5,298.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 555 Agate St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1981–2025)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 555 Agate St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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