605 48th St S, Birmingham, AL 35222 Property Records

Jefferson County property record for 605 48th St S, Birmingham, AL 35222

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 736 sqft · built 1928
Lot Size	0.106 acres (4,650 sqft)
Owner	Individual Name on File
Last Sale	$185,100 (Sep 2021)
Tax Bill	$2,952 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-00-28-2-031-007.003`

Property Details

APN / Parcel Number

Primary APN	`23-00-28-2-031-007.003`
Alternative APNs	`23282031007003RR00` `436414`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	736 sqft Living Area
Gross Area	944 sqft
1st Floor Area	736 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2021
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,650 sqft (0.106 acres)
Lot Dimensions	150 ft deep x 31 ft wide
Porch	Porch
Porch Area	156 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	436414
Old Parcel Number	23282031007003RR00
Street Address	605 48TH ST S
City	BIRMINGHAM
State	AL
Zip	35222-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 16C DAYS RESURVEY 226/82 & SUBDIVISION OF W1/2 LOT 15 & ALL LOT 16 BLK 5 F M WOOD SURV
Legal Range	02W
Legal Township	17S
Legal Section	28
Legal Quarter	NW
Legal Subdivision	DAYS RESURVEY 23-28-2
Legal Block	5
Legal Lot Number	16C 16
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	2
Census Block	2049
Census Tract	2305

Owner

605 48th St S is owned and occupied by an individual who bought it in September 2021.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	605 48TH ST S, BIRMINGHAM, AL 35222-3025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP
Apr 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	Apr 27, 2017 · Amount on File
Deed Document Number	2021102301
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Sep 2, 2021
Property Address	605 48TH ST S, BIRMINGHAM, AL 35222-3025
Document Number	0000102301
Instrument Date	Aug 25, 2021
Instrument	2021102301
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 48TH ST S, BIRMINGHAM, AL 35222-3025

Mortgage

Document Number	0000102302
Date	Sep 2, 2021
Instrument	2021102302

Lender

Name	ASSURANCE FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Apr 27, 2017
Property Address	605 48TH ST S, BIRMINGHAM, AL 35222-3025
Document Number	0000042056
Instrument Date	Apr 26, 2017
Instrument	42056
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$86.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 48TH ST S BIRMINGHAM AL 352223025, BIRMINGHAM, AL 35222-3025

Tax Assessment & Valuation

The 2025 property tax bill for 605 48th St S was $2,952.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Birmingham City
County	Jefferson County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,952.00	$40,720	$203,600 Land $145,000 Building $58,600
2023		$38,840 (+104.21%) Land $29,000 Building $9,840	$194,200 (+2.1%) Land $145,000 Building $49,200
2022	$2,757.00	$19,020 Land $12,500 Building $6,520	$190,200 Land $125,000 Building $65,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 605 48th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 605 48th St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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