520 48th St S, Birmingham, AL 35222 Property Records

Jefferson County property record for 520 48th St S, Birmingham, AL 35222

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 776 sqft · built 1934
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Feb 2024)
Tax Bill	$2,727 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23-00-28-2-033-005.000`

Property Details

APN / Parcel Number

Primary APN	`23-00-28-2-033-005.000`
Alternative APNs	`23282033005000RR00` `335849`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	776 sqft Living Area
1st Floor Area	776 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1988
Exterior Material	Hardboard
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Porch	Slab
Porch Area	74 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	335849
Street Address	520 48TH ST S
City	BIRMINGHAM
State	AL
Zip	35222-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	S 50 FT OF N 100 FT OF LOT 4 & S 50 FT OF N 100 FT OF E 40 FT OF LOT 5 D T MARABLES SUB *
Legal Range	02W
Legal Township	17S
Legal Section	28
Legal Subdivision	MARABLES D T RESUR
Legal Lot Number	4,5
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	2
Census Block	2052
Census Tract	2305

Owner

Source: Jefferson County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 48TH ST S, BIRMINGHAM, AL 35222-3001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP
Aug 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANCORP BANK
Dec 7, 2018	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Dec 5, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 26, 2018	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Deed Document Number	202413993
Prior Transfer Date	Aug 31, 2018
Prior Transfer Doc	2018120137
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Feb 20, 2024
Property Address	520 48TH ST S, BIRMINGHAM, AL 35222-3001
Document Number	0000013993
Instrument Date	Feb 20, 2024
Instrument	2024013993
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 48TH ST S, BIRMINGHAM, AL 35222-3001

Mortgage

Document Number	0000013994
Date	Feb 20, 2024
Instrument	2024013994

Lender

Name	ASSURANCE FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	520 48TH ST S, BIRMINGHAM, AL 35222-3001
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 48TH ST S, BIRMINGHAM, AL 35222-3001

Mortgage

Document Number	2021090592
Date	Aug 5, 2021
Instrument	2021090592

Lender

Name	BANCORP BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2023

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	520 48TH ST S, BIRMINGHAM, AL 35222-3001
Document Number	0000128818
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1408 LINDA VISTA LN VESTAVIA AL 352263522, VESTAVIA, AL 35226-3522

Mortgage

Document Number	0000128818
Date	Dec 20, 2018
Instrument	128818

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Dec 19, 2020

Interest

Rate Type	Adjustable Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON AL
Recording Date	Dec 5, 2018
Property Address	520 48TH ST S, BIRMINGHAM, AL 35222-3001
Document Number	0000123567
Instrument Date	Dec 3, 2018
Instrument	123567
Transaction Type	Transfer
Record Updated	Dec 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 LINDA VISTA LN VESTAVIA AL 352263522, VESTAVIA, AL 35226-3522

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Nov 26, 2018
Property Address	520 48TH ST S, BIRMINGHAM, AL 35222-3001
Document Number	0000120137
Instrument Date	Aug 31, 2018
Instrument	120137
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$93.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 LINDA VISTA DR VESTAVIA AL 352263518, VESTAVIA, AL 35226-3518

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Birmingham City
County	Jefferson County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,727.00 (+1.11%)	$37,620 (+4.79%)	$188,100 (+4.79%) Land $145,000 Building $43,100
2024	$2,697.00 (+12.8%)
2023		$35,900 Land $29,000 Building $6,900	$179,500 Land $145,000 Building $34,500
2022	$2,391.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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