6048 Graff Rd, Delta, CO 81416 Property Records

Delta County property record for 6048 Graff Rd, Delta, CO 81416

Property Summary

Property Type	Vacant Land
Lot Size	5.68 acres (247,421 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (May 2021)
Tax Bill	$3,149 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2022 Construction Loan + 3 more
Flood Zone	Zone AE (high risk)
APN	`R014069`

Property Details

APN / Parcel Number

Primary APN	`R014069`
Alternative APN	`345713300002`

Exterior

Lot Area	247,421 sqft (5.68 acres)

Location & Zoning

Account Number	R014069
Street Address	6048 GRAFF RD
City	DELTA
State	CO
Zip	81416-3571
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	6048 GRAFF RD DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: RURAL AREA TOTAL AC 5.68+- SEC 13 &14 T15S R96W 6PM PTSW4SW4 SEC 13 & PT SE4SE4 SEC 14 T15S R96W 6PM 8 AC BEG 300 E SW COR SEC 13 N4125W 670 E 1080 S556W 35 S18*58W 421 S28E 70 W 500 TO BEG
Legal Subdivision	RURAL AREA
Legal Lot Number	7
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	3
Census Block	3006
Census Tract	965100

Owner

Source: Delta County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6048 GRAFF RD, DELTA, CO 81416-3571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Aug 16, 2022	Deed of Trust, Mortgage · Construction Mortgage ALPINE BANK
May 24, 2021	Special Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Sep 23, 2019	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Jan 29, 2018	Warranty Deed, Transfer JAMES SNYDER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	2021729365
Last Transfer Date	Aug 17, 2026
Transfer Doc	0000769728
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Aug 26, 2026
Property Address	6048 GRAFF RD, DELTA, CO 81416-3571
Document Number	0000769728
Instrument Date	Aug 17, 2026
Instrument	2026769728
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6048 GRAFF RD, DELTA, CO 81416-3571

Mortgage

Document Number	0000769729,
Date	Aug 26, 2026
Instrument	2026769729

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	6048 GRAFF RD, DELTA, CO 81416-3571
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000741486
Date	Aug 16, 2022
Instrument	741486

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	May 24, 2021
Property Address	6048 GRAFF RD, DELTA, CO 81416-3571
Document Number	0000729365
Instrument Date	May 21, 2021
Instrument	729365
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	624 COLUMBIA ST, DELTA, CO 81416-1630

Mortgage

Document Number	0000729367
Date	May 24, 2021
Instrument	729367

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	6.62%
Index	1-Year LIBOR
Max Rate	9.62%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Sep 23, 2019
Property Address	6048 GRAFF RD, DELTA, CO 81416-3571
Document Number	0000713903
Instrument Date	Sep 20, 2019
Instrument	713903
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Tax	$6.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30806 DOWNS LANDING RD, 30806, MILLSBORO, DE 19966-4081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4978 OLD WAGON RD, DELTA, CO 81416-9197

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jan 29, 2018
Property Address	6048 GRAFF RD, DELTA, CO 81416-3571
Document Number	0000701115
Instrument Date	Jan 26, 2018
Instrument	701115
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1319 CHAPELVIEW DR, ODENTON, MD 21113-2129

Mortgage

Document Number	0000701116
Date	Jan 29, 2018
Instrument	701116

Lender

Name	JAMES SNYDER
Type	Private Party

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Jan 26, 2020

Interest

Rate	6%

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,149.00 (+48.33%)	$49,059 (+52.9%) Land $49,059	$181,700 (+58%) Land $181,700
2024	$2,123.00 (+3.97%)	$32,085 (-) Land $32,085
2023	$2,042.00 (+55.88%)	$32,085 (+58.05%) Land $32,085	$115,000 (+64.29%) Land $115,000
2022	$1,310.00	$20,300 Land $20,300	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

May also be available: Clearnetworx, Spectrum.

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