6045 E Joyce Ln, Inverness, FL 34452 Property Records

Citrus County property record for 6045 E Joyce Ln, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,066 sqft · built 1987
Lot Size	0.217 acres (9,465 sqft)
Owner	2 Individual Names on File
Last Sale	$100 (May 2005)
Tax Bill	$2,194 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-29-0010-03540-0320`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-29-0010-03540-0320`
Alternative APNs	`2919S20E0010035400320` `1812941`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	1,378 sqft
1st Floor Area	1,066 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	9,465 sqft (0.217 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	64 sqft
Patio Area	144 sqft
Utility Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1812941
Street Address	6045 E JOYCE LN
City	INVERNESS
State	FL
Zip	34452-7633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS WEST PB 5 PG 19 LOT 32 BLK 354
Legal Range	20E
Legal Township	19S
Legal Section	29
Legal Subdivision	INVERNESS HIGHLANDS WEST
Legal Block	354
Legal Lot Number	32
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2025
Census Tract	451103

Owner

Source: Citrus County records · APN 20E-19S-29-0010-03540-0320

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	715 SINCLAIR TER, INVERNESS, FL 34450-6563
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2005 · Amount on Record
Deed Sale	May 01, 2005 · Amount on Record
Prior Sale	Oct 01, 1993 · Amount on Record
Deed Book / Page	1870 / 1481
Last Transfer Date	Dec 02, 2024
Transfer Doc	0035212008
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6045 E JOYCE LN, INVERNESS, FL 34452-7633
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028051982
Date	Jan 19, 2017
Book Page	2805/1982
Instrument	2017002492

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2032

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,194.00 (+1.2%)	$133,783 (-0.97%) Land $9,200 Building $124,583	$133,783 (-0.97%) Land $9,200 Building $124,583
2024	$2,168.00 (+325.93%)	$135,093 (+2.48%) Land $6,240 Building $128,853	$135,093 (+2.48%) Land $6,240 Building $128,853
2023	$509.00 (+6.93%) Homeowner's exemption Additional exemption filed	$131,825 (+17.58%) Land $6,560 Building $125,265	$131,825 (+17.58%) Land $6,560 Building $125,265
2022	$476.00 Homeowner's exemption Additional exemption filed	$112,112 Land $4,000 Building $108,112	$112,112 Land $4,000 Building $108,112

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 229 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INVERNESS WATER DEPT serves 7,194 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.