6044 Lowgrass Rd, Stedman, NC 28391 Property Records

Cumberland County property record for 6044 Lowgrass Rd, Stedman, NC 28391

Property Summary

Property Type	Single Family Home
Details	2,260 sqft · built 1975
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,000 (Aug 2025)
Tax Bill	$2,325 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0487-94-8295`

Property Details

APN / Parcel Number

Primary APN	`0487-94-8295`

Interior

Bedrooms	4 Beds
Building Area	2,260 sqft Heated Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Garage Area	420 sqft

Location & Zoning

Street Address	6044 LOWGRASS RD
City	STEDMAN
State	NC
Zip	28391-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI DI
Legal Description	MCMILLAN FARM SUB LO:23 PH:2 PL:0147-001
Legal Subdivision	MCMILLAN FARM SUBDIVISION
Legal Phase	2
Legal Lot Number	23
Jurisdiction	CUMBERLAND NC
Township / Civil Division	CEDAR CREEK
Census Block Group	2
Census Block	2013
Census Tract	2802

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6044 LOWGRASS RD, STEDMAN, NC 28391-4400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 6, 2022	Warranty Deed, Transfer · VA Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Prior Sale	Dec 6, 2022 · Amount on Record
Deed Document Number	202523792
Deed Book / Page	12296 / 568
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Aug 1, 2025
Property Address	6044 LOWGRASS RD, STEDMAN, NC 28391-4400
Document Number	0122960568
Book / Page	12296 / 568
Map Reference	MB 147 PG 1-2
Instrument Date	Jul 21, 2025
Instrument	23792
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1320 AUSTIN HWY APT 1205, 1205, SAN ANTONIO, TX 78209-7501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6044 LOWGRASS RD, STEDMAN, NC 28391-4400

Mortgage

Document Number	0000023794
Date	Aug 1, 2025
Instrument	23794

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 6, 2022
Property Address	6044 LOWGRASS RD, STEDMAN, NC 28391-4400
Document Number	0116290615
Book / Page	11629 / 615
Map Reference	MB 147 PG 2&3
Instrument Date	Nov 30, 2022
Instrument	47006
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$501.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE STE 400, 400, FAYETTEVILLE, NC 28303-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6044 LOWGRASS RD, STEDMAN, NC 28391-4400

Mortgage

Document Number	0000047007
Date	Dec 6, 2022
Instrument	47007

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,325.00
2025	$2,325.00 (+11.73%)	$295,548 (+47.98%) Land $41,000 Building $254,548	$295,548 (+47.98%) Land $41,000 Building $254,548
2024	$2,081.00 (+1.81%)	$199,723 (-) Land $30,000 Building $169,723	$199,723 (-) Land $30,000 Building $169,723
2023	$2,044.00 (+583.61%)	$199,723 Land $30,000 Building $169,723	$199,723 Land $30,000 Building $169,723
2022	$299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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