6032 Lowgrass Rd, Stedman, NC 28391 Property Records

Cumberland County property record for 6032 Lowgrass Rd, Stedman, NC 28391

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,932 sqft · built 2022
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Tax Bill	$2,173 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0487-94-5226`

Property Details

APN / Parcel Number

Primary APN	`0487-94-5226`

Interior

Bedrooms	4 Beds
Building Area	1,932 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Garage Area	240 sqft

Location & Zoning

Street Address	6032 LOWGRASS RD
City	STEDMAN
State	NC
Zip	28391-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI DI
Legal Description	MCMILLAN FARM SUB LO:20 PH:2 PL:0147-001
Legal Subdivision	MCMILLAN FARM SUBDIVISION
Legal Phase	2
Legal Lot Number	20
Jurisdiction	CUMBERLAND NC
Township / Civil Division	CEDAR CREEK
Census Block Group	2
Census Block	2013
Census Tract	2802

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6032 LOWGRASS RD, STEDMAN, NC 28391-4400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Apr 29, 2025	Intrafamily Transfer, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Nov 17, 2022	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2025
Deed Sale	Apr 29, 2025
Prior Sale	Nov 17, 2022 · Amount on Record
Deed Document Number	202512271
Deed Book / Page	12221 / 481
Prior Transfer Date	Apr 15, 2025
Prior Transfer Doc	0122210481
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Recording Date	Apr 30, 2026
Property Address	6032 LOWGRASS RD, STEDMAN, NC 28391-4400
Document Number	0000014140
Book / Page	12513 / 118
Instrument Date	Apr 25, 2026
Instrument	202614140
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6032 LOWGRASS RD, STEDMAN, NC 28391-4400

Mortgage

Document Number	0000014140,
Date	Apr 30, 2026
Book Page	12513/118
Instrument	202614140

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND NC
Recording Date	Apr 29, 2025
Property Address	6032 LOWGRASS RD, STEDMAN, NC 28391-4400
Document Number	0122210481
Book / Page	12221 / 481
Map Reference	MB 147 PG 1-2
Instrument Date	Apr 15, 2025
Instrument	12271
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	POWER SETTLEMENT SERVICES LP, EMPOWER SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6032 LOWGRASS RD, STEDMAN, NC 28391-4400

Mortgage

Document Number	0000012272
Date	Apr 29, 2025
Instrument	12272

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2050

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Nov 17, 2022
Property Address	6032 LOWGRASS RD, STEDMAN, NC 28391-4400
Document Number	0116180104
Book / Page	11618 / 104
Map Reference	MB 147 PG 1&2
Instrument Date	Nov 16, 2022
Instrument	45009
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$496.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3709 RAEFORD ROAD, FAYETTEVILLE, NC 28304-3351

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6032 LOWGRASS RD, STEDMAN, NC 28391-4400

Mortgage

Document Number	0000045010
Date	Nov 17, 2022
Instrument	45010

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,173.00
2025	$2,173.00 (+22.08%)	$258,738 (+46.64%) Land $41,000 Building $217,738	$258,738 (+46.64%) Land $41,000 Building $217,738
2024	$1,780.00 (+2.12%)	$176,439 (-) Land $30,000 Building $146,439	$176,439 (-) Land $30,000 Building $146,439
2023	$1,743.00 (+482.94%)	$176,439 Land $30,000 Building $146,439	$176,439 Land $30,000 Building $146,439
2022	$299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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