6043 Emerald Dr, Dade City, FL 33523 Property Records

Hernando County property record for 6043 Emerald Dr, Dade City, FL 33523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1990
Lot Size	1.08 acres (47,324 sqft)
Owner	Individual Name on File
Last Sale	$290,500 (Oct 2021)
Tax Bill	$3,540 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R36-122-21-0870-092A-0090`

Property Details

APN / Parcel Number

Primary APN	`R36-122-21-0870-092A-0090`
Alternative APNs	`00399287` `399287`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	2,779 sqft
1st Floor Area	1,626 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,324 sqft (1.08 acres)
Garage Type	Detached
Garage Area	399 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	814 sqft
Deck Area	192 sqft
Patio Area	272 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00399287
Street Address	6043 EMERALD DR
City	DADE CITY
State	FL
Zip	33523-8971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE MANOR EST UNIT 2 BLK 92A LOT 9 ORB 355 PG 801
Legal Range	21E
Legal Township	22S
Legal Section	36
Legal Subdivision	RIDGE MNR EST UN 2
Legal Block	92A
Legal Lot Number	9
Jurisdiction	HERNANDO FL
Township / Civil Division	RIDGE MANOR
Census Block Group	2
Census Block	2007
Census Tract	40101

Owner

6043 Emerald Dr is owned and occupied by an individual who bought it in October 2021.

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6043 EMERALD DR, DADE CITY, FL 33523-8971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 3, 2020	Quit Claim Deed, Transfer · VA Mortgage USAA
Jul 26, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Feb 3, 2020
Deed Document Number	202175316
Deed Book / Page	4066 / 1195
Prior Transfer Date	Nov 27, 2019
Prior Transfer Doc	0038020394
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 7, 2021
Property Address	6043 EMERALD DR, DADE CITY, FL 33523-8971
Document Number	0040661195
Book / Page	4066 / 1195
Map Reference	MB 10 PG 2-27
Instrument Date	Oct 4, 2021
Instrument	2021075316
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	HILLSBOROUGH TITLE III LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,033.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27018 COLASSA RD, 27018, BROOKSVILLE, FL 34601-4343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6043 EMERALD DR, DADE CITY, FL 33523-8971

Mortgage

Document Number	40661197
Date	Oct 7, 2021
Instrument	4066/1197

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 3, 2020
Property Address	6043 EMERALD DR, DADE CITY, FL 33523-8971
Document Number	0038020394
Book / Page	003802 / 000394
Instrument Date	Nov 27, 2019
Instrument	6933
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6043 EMERALD DR DADE CITY FL 335238971, DADE CITY, FL 33523-8971

Mortgage

Document Number	38020396
Date	Feb 3, 2020
Book Page	003802/000396
Instrument	6934

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 26, 2018
Property Address	6043 EMERALD DR, DADE CITY, FL 33523-8971
Document Number	0036071189
Book / Page	003607 / 001189
Instrument Date	Jul 23, 2018
Instrument	45481
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	AFFINITY TITLE SERVICES/FL LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,347.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6043 EMERALD DR DADE CITY FL 335238971, DADE CITY, FL 33523-8971

Mortgage

Document Number	36071191
Date	Jul 26, 2018
Book Page	003607/001191
Instrument	45482

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6043 Emerald Dr was $3,540 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,540.00 Homeowner's exemption	$255,216	$265,889 Land $32,180 Building $233,709
2023		$240,799 (+3%) Land $11,557 Building $229,242
2022	$3,056.00 Homeowner's exemption	$233,785 Land $15,144 Building $218,641	$263,685 Land $24,608 Building $239,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6043 Emerald Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	19 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6043 Emerald Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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