5441 Emerald Dr, Dade City, FL 33523 Property Records

Hernando County property record for 5441 Emerald Dr, Dade City, FL 33523

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,220 sqft · built 1985
Lot Size	0.256 acres (11,140 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Apr 2022)
Tax Bill	$2,475 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R02-123-21-0990-0000-0170`

Property Details

APN / Parcel Number

Primary APN	`R02-123-21-0990-0000-0170`
Alternative APNs	`00044115` `44115`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	1,764 sqft
1st Floor Area	1,220 sqft
Basement Area	260 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,140 sqft (0.256 acres)
Lot Dimensions	129 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	128 sqft
Patio Area	40 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00044115
Street Address	5441 EMERALD DR
City	DADE CITY
State	FL
Zip	33523-8918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE MANOR PARK SQUARE LOT 17 ORB 333 PG 223 ORB 751 PG 1112 ORB 776 PG 1211 ORB 792 PG 953 ORB 877 PG 1076
Legal Range	21E
Legal Township	23S
Legal Section	02
Legal Subdivision	RIDGE MNR PARK SQUARE
Legal Lot Number	17
Jurisdiction	HERNANDO FL
Township / Civil Division	RIDGE MANOR
Census Block Group	2
Census Block	2015
Census Tract	40101

Owner

5441 Emerald Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5441 EMERALD DR, DADE CITY, FL 33523-8918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 25, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Prior Sale	Dec 6, 2005 · Amount on File
Deed Document Number	202230865
Deed Book / Page	4160 / 426
Prior Transfer Date	Nov 22, 2005
Prior Transfer Doc	0021561278
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5441 EMERALD DR, DADE CITY, FL 33523-8918
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5441 EMERALD DR, RIDGE MANOR, FL 33523-8918

Mortgage

Document Number	0046140226
Date	Sep 24, 2025
Book Page	4614/226
Instrument	2025066749

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 25, 2022
Property Address	5441 EMERALD DR, DADE CITY, FL 33523-8918
Document Number	0041600426
Book / Page	4160 / 426
Map Reference	MB 6 PG 73
Instrument Date	Apr 22, 2022
Instrument	2022030865
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	CAPITAL TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5441 EMERALD DR, 5441, RIDGE MANOR, FL 33523-8918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5441 EMERALD DR, RIDGE MANOR, FL 33523-8918

Mortgage

Document Number	0004160428
Date	Apr 25, 2022
Instrument	4160/428

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5441 Emerald Dr was $2,475 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,475.00 Homeowner's exemption	$179,870 Land $13,368 Building $166,502	$179,870 Land $13,368 Building $166,502
2023		$182,387 Land $24,047 Building $158,340
2022	$2,169.00		$182,387 Land $11,697 Building $170,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5441 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	19 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5441 Emerald Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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