6042 Joseph Scott Dr, Elkridge, MD 21075 Property Records

Howard County property record for 6042 Joseph Scott Dr, Elkridge, MD 21075

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,016 sqft · built 2008
Lot Size0.195 acres (8,486 sqft)
Owner2 Company Names on Record
Last Sale$520,000 (Sep 2008)
Tax Bill$506 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-298941

Property Details

APN / Parcel Number

Primary APN01-298941
Alternative APN
  • 298941

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,016 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,486 sqft (0.195 acres)
Garage TypeBasement
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number298941
Street Address6042 JOSEPH SCOTT DR
CityELKRIDGE
StateMD
Zip21075-5427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal DescriptionLOT 44 8486 SQ 6042 JOSEPH SCOTT DR HUNTERS RIDGE INCL RSB
Legal SubdivisionHUNTERS RIDGE
Legal Lot Number44
JurisdictionHOWARD MD
Township / Civil Division1, ELKRIDGE
Census Block Group1
Census Block1010
Census Tract601206

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address6042 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU OF MARYLAND INC
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Dec 27, 2018Quit Claim Deed, Transfer
PREFERRED TITLE, PREFERRED TITLE & ESCROW

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2008 · Amount on Record
Deed SaleSep 17, 2008 · Amount on Record
Deed Document Number200888243
Deed Book / Page11358 / 716
Last Transfer DateFeb 6, 2025
Transfer Doc0226590263
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address6042 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427
Transaction TypeMortgage
Record UpdatedOct 30, 2025
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6042 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427

Mortgage

Document Number0229510025
DateOct 9, 2025
Book Page22951/25
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address6042 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPREFERRED TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200530307
DateDec 29, 2020
Book Page20053/307
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOWARD MD
Recording DateDec 27, 2018
Property Address6042 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427
Document Number0184970076
Book / Page018497 / 000076
Instrument DateNov 16, 2018
Transaction TypeTransfer
Record UpdatedJan 14, 2019
Title CompanyPREFERRED TITLE, PREFERRED TITLE & ESCROW

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address6042 JOSEPH SCOTT DR ELKRIDGE MD 210755427, ELKRIDGE, MD 21075-5427

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$506.00 Homeowner's exemption$719,200 (+8.82%) Land $195,600 Building $523,600$719,200 (-) Land $195,600 Building $523,600
2025$506.00 (-94.23%) Homeowner's exemption$660,933 (+21.41%)$719,200 (+32.11%) Land $195,600 Building $523,600
2024$8,774.00 (+45.77%)
2023$544,400 Land $150,600 Building $393,800$544,400 Land $150,600 Building $393,800
2022$6,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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