Howard County property record for 6038 Joseph Scott Dr, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,640 sqft · built 2009 |
| Lot Size | 0.217 acres (9,442 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $805,000 (Jun 2025) |
| Tax Bill | $10,130 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-298968 |
| Primary APN | 01-298968 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Total Area |
| Basement Area | 1,047 sqft |
| Finished Basement | 1,047 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,442 sqft (0.217 acres) |
| Garage Type | Basement |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 298968 |
|---|---|
| Street Address | 6038 JOSEPH SCOTT DR |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOT 45 9442 SQ 6038 JOSEPH SCOTT DR HUNTERS RIDGE INCL RSB |
| Legal Subdivision | HUNTERS RDG SEC 01 |
| Legal Lot Number | 45 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 601206 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6038 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 21, 2019 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Jul 21, 2020 | Deed, Transfer · FHA Mortgage US MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Prior Sale | Jul 21, 2020 · Amount on Record |
| Deed Book / Page | 22828 / 259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6038 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | TOWNSGATE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 6038 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427 |
| Document Number | 0231370123 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | 23137/123 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6038 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0190270237 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 19027/237 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6038 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0209530020 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 20953/20 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 21, 2020 |
| Property Address | 6038 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427 |
| Document Number | 0195460236 |
| Book / Page | 19546 / 236 |
| Map Reference | PL 18876 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | STEWART TITLE AND ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,587.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 6038 JOSEPH SCOTT DR, ELKRIDGE, MD 21075-5427 |
| Document Number | 19546242 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 19546/242 |
| Name | US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $732,300 (+9.33%) Land $199,900 Building $532,400 | $732,300 (-) Land $199,900 Building $532,400 | |
| 2025 | $10,130.00 (+71.11%) | $669,833 (+22.93%) | $732,300 (+34.39%) Land $199,900 Building $532,400 |
| 2023 | $544,900 Land $154,900 Building $390,000 | $544,900 Land $154,900 Building $390,000 | |
| 2022 | $5,920.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures