St. Louis County property record for 6042 Charles Rd, Saginaw, MN 55779
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,156 sqft · built 1971 |
| Lot Size | 1.34 acres (58,616 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Sep 2016) |
| Tax Bill | $3,668 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 380-0116-00070 |
| Primary APN | 380-0116-00070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 2,156 sqft Gross Area |
| 1st Floor Area | 1,628 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 58,616 sqft (1.34 acres) |
| Porch | Slab |
|---|---|
| Deck Area | 36 sqft |
| Lean-To | 16 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 1194575 |
|---|---|
| Street Address | 6042 CHARLES RD |
| City | SAGINAW |
| State | MN |
| Zip | 55779-9528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | EX N 20 FT OF E 105 FT OF W 354.20 FT SERIAL # |
| Legal Subdivision | KRUSCHKES ADD TO CARIBOU LAKE |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GRAND LAKE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 11102 |
6042 Charles Rd is owned and occupied by two individuals who bought it in September 2016.
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6042 CHARLES RD, SAGINAW, MN 55779-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2016 · Amount on File |
| Deed Sale | Sep 2, 2016 · Amount on File |
| Prior Sale | Oct 6, 2004 · Amount on File |
| Deed Document Number | 2016975499 |
| Prior Transfer Date | Aug 9, 2016 |
| Prior Transfer Doc | 0000975498 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6042 CHARLES RD, SAGINAW, MN 55779-9528 |
| Document Number | 00T1013678 |
| Instrument Date | Aug 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 6042 CHARLES RD SAGINAW MN 557799528, SAGINAW, MN 55779-9528 |
| Document Number | 00T1013678 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | T1013678 |
| Name | WINGS FIN'L CU |
|---|---|
| Address | APPLE VALLEY, MN 55124 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 12, 2039 |
The 2026 property tax bill for 6042 Charles Rd was $3,668 with a homeowner's exemption, up 0.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Grand Lake Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,668.00 (+0.49%) Homeowner's exemption | ||
| 2025 | $3,650.00 (+4.82%) Homeowner's exemption | $358,200 (-2.26%) Land $158,000 Building $200,200 | $358,200 (-2.26%) Land $158,000 Building $200,200 |
| 2024 | $3,482.00 | $366,500 Land $158,000 Building $208,500 | $366,500 Land $158,000 Building $208,500 |
| 2022 | $315,900 Land $137,500 Building $178,400 | $315,900 Land $137,500 Building $178,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6042 Charles Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6042 Charles Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable · Fiber in parts of the area | 250 / 20 |
5G and 4G LTE (outdoors only)
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