6040 Charles Rd, Saginaw, MN 55779 Property Records

St. Louis County property record for 6040 Charles Rd, Saginaw, MN 55779

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,428 sqft · built 1980
Lot Size	0.854 acres (37,221 sqft)
Owner	Individual Name on Record
Tax Bill	$3,764 (2026)
Deeds & Mortgages	Nov 2022 Transfer Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`380-0116-00061`

Property Details

APN / Parcel Number

Primary APN	`380-0116-00061`
Alternative APNs	`1139817` `35549`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,428 sqft Gross Area
1st Floor Area	778 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	37,221 sqft (0.854 acres)
Garage Area	2,700 sqft
Deck Area	64 sqft
Storage Building	49 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1139817
Street Address	6040 CHARLES RD
City	SAGINAW
State	MN
Zip	55779-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	THAT PART OF NLY 90 FT OF WLY 275 FT OFLOT 6 BEG AT SE CORNER OF SAID N 90 FTOF WLY 275 FT THENCE W 90 FT THENCE N 74DEG 28
Legal Subdivision	KRUSCHKES ADD TO CARIBOU LAKE
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	GRAND LAKE
Census Block Group	1
Census Block	1013
Census Tract	11102

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6040 CHARLES RD, SAGINAW, MN 55779-9528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Affidavit of Death of Joint Tenant, Transfer
Nov 9, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Nov 7, 2022
Property Address	6040 CHARLES RD, SAGINAW, MN 55779-9528
Document Number	0001063241
Instrument Date	Nov 2, 2022
Instrument	1063241
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6040 CHARLES RD, SAGINAW, MN 55779-9528

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Nov 9, 2022
Property Address	6040 CHARLES RD, SAGINAW, MN 55779-9528
Document Number	0001456090
Instrument Date	Nov 2, 2022
Instrument	1456090
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6040 CHARLES RD, SAGINAW, MN 55779-9528

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Grand Lake Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,764.00 (+0.32%) Homeowner's exemption
2025	$3,752.00 (+5.04%) Homeowner's exemption	$372,400 (-2.41%) Land $149,000 Building $223,400	$372,400 (-2.41%) Land $149,000 Building $223,400
2024	$3,572.00	$381,600 (+21.1%) Land $149,000 Building $232,600	$381,600 (+21.1%) Land $149,000 Building $232,600
2022		$315,100 Land $115,300 Building $199,800	$315,100 Land $115,300 Building $199,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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