Charlotte County property record for 6040 Rum Cove Dr, Placida, FL 33946
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,118 sqft · built 2000 |
| Lot Size | 1.07 acres (47,005 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,842,500 (Feb 2025) |
| Tax Bill | $26,382 (2025) |
| Deeds & Mortgages | Jul 2021 Sale Jun 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 412019277003 |
| Primary APN | 412019277003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 3,118 sqft Living Area |
| Gross Area | 5,729 sqft |
| Upper Floors Area | 1,024 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 47,005 sqft (1.07 acres) |
| Lot Dimensions | 395 ft deep x 119 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 1,016 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 1,913 sqft |
| Deck Area | Deck Area |
| Patio Area | 766 sqft |
| Loading Dock | 344 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00969100005707 |
|---|---|
| Street Address | 6040 RUM COVE DR |
| City | PLACIDA |
| State | FL |
| Zip | 33946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BBI |
| Legal Description | RUM COVE ESTATES LT 7 1313/72 1686/16 1863/983 2144/1814 E2140/1595 FJ2736/2197 2800/1556 3786/1372 4108/832 4205/1539 CD4247/573 AFF4643/1031 4798/681 3494413 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 19 |
| Legal Subdivision | RUM COVE ESTATES |
| Legal Tract | RCE |
| Legal Lot Number | 7 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30402 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 306 S 89TH ST, OMAHA, NE 68114-4030 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2021 | Warranty Deed, Transfer ATTORNEY |
| Jun 5, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2025 · Amount on Record |
| Deed Sale | Feb 13, 2025 · Amount on Record |
| Prior Sale | Jul 2, 2021 · Amount on Record |
| Deed Document Number | 20253494413 |
| Prior Transfer Date | Jul 19, 2013 |
| Prior Transfer Doc | 0037861372 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 2, 2021 |
| Property Address | 6040 RUM COVE DR, PLACIDA, FL 33946 |
| Document Number | 0047980681 |
| Book / Page | 4798 / 681 |
| Map Reference | MB 17 PG 18A&18B |
| Instrument Date | Jul 2, 2021 |
| Instrument | 2967614 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $14,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7092 PLACIDA RD # 7, 7092, PLACIDA, FL 33946-2501 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 36455 STATE HIGHWAY 9, WEWOKA, OK 74884-6209 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 5, 2017 |
| Property Address | 6040 RUM COVE DR, PLACIDA, FL 33946 |
| Document Number | 0042051539 |
| Book / Page | 004205 / 001539 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 2528665 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $12,250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7092 PLACIDA RD #RC7 CAPE HAZE FL 339462501, CAPE HAZE, FL 33946-2501 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,382.00 (-14.7%) | $1,595,715 (-9.38%) Land $480,058 Building $1,115,657 | $1,595,715 (+10.06%) Land $480,058 Building $1,115,657 |
| 2024 | $30,927.00 (-2.78%) | ||
| 2023 | $31,810.00 (+11.34%) | $1,760,853 (+1%) | $1,449,880 (-9.43%) Land $564,774 Building $885,106 |
| 2022 | $28,570.00 | $1,600,775 Land $400,048 Building $1,200,727 | $1,600,775 Land $400,048 Building $1,200,727 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 242 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 369 units insured incl. 127 condo units |
| Nearby Flood Claims | 326 (1982–2024) |
| Claims Outside the SFHA | 1 of 326 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P21 “Bocilla Island” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2000) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KNIGHT ISLAND UTILITIES, INC. private · serves 431 people · EPA ID FL6084075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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