6090 Rum Cove Dr, Placida, FL 33946 Property Records

Charlotte County property record for 6090 Rum Cove Dr, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,252 sqft · built 2000
Lot Size	0.691 acres (30,090 sqft)
Owner	Individual Name on File
Last Sale	$925,000 (May 2021)
Tax Bill	$14,713 (2025)
Deeds & Mortgages	May 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`412019277008`

Property Details

APN / Parcel Number

Primary APN	`412019277008`
Alternative APNs	`00969100005208` `10004652367`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,252 sqft Living Area
Gross Area	2,993 sqft
Upper Floors Area	600 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	30,090 sqft (0.691 acres)
Lot Dimensions	255 ft deep x 118 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	2,432 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00969100005208
Street Address	6090 RUM COVE DR
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BBI
Legal Description	RUM COVE ESTATES LT 2 1722/1234 3494/462 3531/1437 AFF4759/2046-SSJ AFF4759/2050 4759/2057
Legal Range	20E
Legal Township	41S
Legal Section	19
Legal Subdivision	RUM COVE ESTATES
Legal Tract	RCE
Legal Lot Number	2
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1013
Census Tract	30402

Owner

6090 Rum Cove Dr is owned and occupied by an individual who bought it in May 2021.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	8725 PLACIDA RD, 7, PLACIDA, FL 33946-2429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	Aug 3, 1999 · Amount on File
Deed Document Number	20212939912
Deed Book / Page	4759 / 2057
Prior Transfer Date	Jul 2, 2010
Prior Transfer Doc	0034940462
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 4, 2021
Property Address	6090 RUM COVE DR, PLACIDA, FL 33946
Document Number	0047592057
Book / Page	4759 / 2057
Map Reference	MB 17 PG 18-A&18-B
Instrument Date	Apr 30, 2021
Instrument	2939912
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$6,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7092 PLACIDA RD, 7092, PLACIDA, FL 33946-2501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8725 PLACIDA RD # 7-139, 7, PLACIDA, FL 33946-2429

Tax Assessment & Valuation

The 2025 property tax bill for 6090 Rum Cove Dr was $14,713 with exemptions applied, down 3.6% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,713.00 (-3.6%) Homeowner's exemption Widower's exemption	$935,881	$967,452 Land $382,745 Building $584,707
2024	$15,262.00 (+0.01%)
2023	$15,261.00 (+3%) Homeowner's exemption Widower's exemption	$883,015 (+3%)	$885,737 (-8.37%) Land $450,288 Building $435,449
2022	$14,817.00 Homeowner's exemption Widower's exemption	$857,296	$966,600 Land $317,891 Building $648,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6090 Rum Cove Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 242 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	369 units insured incl. 127 condo units
Nearby Flood Claims	326 (1982–2024)
Claims Outside the SFHA	1 of 326
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 156 claims Hurricane Helene, Oct 2024 · 108 claims Hurricane Ian, Sep 2022 · 19 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P21 “Bocilla Island”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2000) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6090 Rum Cove Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNIGHT ISLAND UTILITIES, INC. private · serves 431 people · EPA ID FL6084075
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250