Lucas County property record for 6040 Merle St, Toledo, OH 43623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,881 sqft · built 1963 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,211 (2024) |
| Deeds & Mortgages | Sep 2026 Sale Jan 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-72937 |
| Primary APN | 23-72937 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,881 sqft Living Area |
| Gross Area | 2,508 sqft |
| 1st Floor Area | 1,566 sqft |
| Attic | Attic |
| Attic Area | 630 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 6,800 sqft (0.156 acres) |
| Lot Dimensions | 113 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6040 MERLE ST |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43623-1147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RS6 |
| Legal Description | WESTWOOD GDS 2ND EXTN LOT 889 |
| Legal Subdivision | WESTWOOD GDS 2ND EXTN |
| Legal Tract | 79.01 |
| Legal Lot Number | 889 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 7901 |
6040 Merle St is owned and occupied by two individuals who acquired it in September 2026.
Source: Lucas County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6040 MERLE ST, TOLEDO, OH 43623-1147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 5, 2026 | Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP |
| Jan 12, 2024 | Deed of Trust, Mortgage · VA Mortgage UNION HOME MORTGAGE CORP |
| Jan 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Aug 15, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2026 |
| Transfer Doc | 0000035720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Sep 14, 2026 |
| Property Address | 6040 MERLE ST, TOLEDO, OH 43623-1147 |
| Document Number | 0000035720 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202635720 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 6040 MERLE ST, TOLEDO, OH 43623-1147 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 6040 MERLE ST, TOLEDO, OH 43623-1147 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6040 MERLE ST, TOLEDO, OH 43623-1147 |
| Document Number | 0000000592 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 202601050000592 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 6040 MERLE ST, TOLEDO, OH 43623-1147 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Title Company | MUTUAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001516 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 202401120001516 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 6040 MERLE ST, TOLEDO, OH 43623-1147 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000482 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 202301060000482 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 6040 MERLE ST, TOLEDO, OH 43623-1147 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035561 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 201808150035561 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lucas County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Washington Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $56,280 (-) Land $6,125 Building $50,155 | $160,800 (-) Land $17,500 Building $143,300 | |
| 2024 | $3,211.00 (-10.13%) | $56,280 (+12.37%) Land $6,125 Building $50,155 | $160,800 Land $17,500 Building $143,300 |
| 2023 | $3,573.00 (+0.56%) | $50,085 (-) Land $5,460 Building $44,625 | |
| 2022 | $3,553.00 Homeowner's exemption | $50,085 Land $5,460 Building $44,625 | |
| 2021 | $143,100 Land $15,600 Building $127,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6040 Merle St in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 26 (1989–2015) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6040 Merle St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures