Lucas County property record for 6028 Merle St, Toledo, OH 43623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,399 sqft · built 1962 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,397 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-72931 |
| Primary APN | 23-72931 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,399 sqft Living Area |
| 1st Floor Area | 1,399 sqft |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 6,800 sqft (0.156 acres) |
| Lot Dimensions | 113 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6028 MERLE ST |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43623-1147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RS6 |
| Legal Description | WESTWOOD GDS 2ND EXTN LOT 887 |
| Legal Subdivision | WESTWOOD GDS 2ND EXTN |
| Legal Lot Number | 887 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 7901 |
6028 Merle St is owned and occupied by an individual who acquired it in June 2014.
Source: Lucas County records, as of February 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6028 MERLE ST, TOLEDO, OH 43623-1147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 10, 2019 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2014 |
| Deed Sale | Jun 4, 2014 |
| Deed Document Number | 14203943 |
| Prior Transfer Date | Jul 11, 2001 |
| Prior Transfer Doc | 12049 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 6028 MERLE ST, TOLEDO, OH 43623-1147 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6028 MERLE ST, TOLEDO, OH 43623-1147 |
| Document Number | 0000064032 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 202112060064032 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Nov 10, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 6028 MERLE ST, TOLEDO, OH 43623-1147 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036330 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 201909100036330 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | TOLEDO, OH 43613 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 6028 Merle St was $2,397 with a homeowner's exemption, up 11.5% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Washington Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,397.00 (+11.49%) Homeowner's exemption | $47,530 (-) Land $7,700 Building $39,830 | |
| 2024 | $2,150.00 (-6.32%) Homeowner's exemption | $47,530 (+18.29%) Land $7,700 Building $39,830 | $135,800 Land $22,000 Building $113,800 |
| 2023 | $2,295.00 (-0.35%) Homeowner's exemption | $40,180 (-) Land $6,545 Building $33,635 | |
| 2022 | $2,303.00 Homeowner's exemption | $40,180 Land $6,545 Building $33,635 | |
| 2021 | $114,800 Land $18,700 Building $96,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6028 Merle St in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 26 (1989–2015) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6028 Merle St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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