Hillsdale County property record for 6040 Card Rd, Reading, MI 49274 · Last verified August 2023
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,680 sqft |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,650 (Jul 2022) |
| Tax Bill | $838 (2021) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Nov 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-014-400-003-14-7-4 |
| Primary APN | 10-014-400-003-14-7-4 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 60,113 sqft (1.38 acres) |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 6040 CARD RD |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9650 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PCL COM IN SE COR E1/2 SE1/4 SE1/4 BEING 300 FT E&W BY 200 FT N&S SEC 14 T7S R4W 1.38 A M/L |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 50400 |
Source: Hillsdale County records · APN 10-014-400-003-14-7-4
Assessment roll updated March 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6040 CARD RD, READING, MI 49274-9650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Nov 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC |
| Mar 23, 2017 | Deed of Trust, Mortgage · Line of Credit HILLSDALE COUNTY NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on Record |
| Deed Sale | Jul 29, 2022 · Amount on Record |
| Prior Sale | Nov 13, 2017 · Amount on Record |
| Deed Document Number | 0018311210 |
| Deed Book / Page | 1831 / 1210 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Jul 29, 2022 |
| Property Address | 6040 CARD RD, READING, MI 49274-9650 |
| Document Number | 01831/1210 |
| Book / Page | 1831 / 1210 |
| Instrument Date | Jul 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | HOMELIGHT SETTLEMENT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,477.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6040 CARD RD, 6040, READING, MI 49274-9650 |
| Name | Verified Name |
|---|---|
| Address | 2631 BANKERS RD, HILLSDALE, MI 49242-9693 |
| Document Number | 0018311213 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 1831-1213 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Nov 13, 2017 |
| Property Address | 6040 CARD RD, READING, MI 49274-9650 |
| Document Number | 1673/0765 |
| Book / Page | 1673 / 0765 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 1673-0765 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $842.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4426 BANKERS RD, 4426, HILLSDALE, MI 49242-8617 |
| Name | Verified Name |
|---|---|
| Address | 12311 S EDON RD, CAMDEN, MI 49232-9513 |
| Document Number | 16730766 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 1673-0766 |
| Name | FIFTH THIRD MORTGAGE MICHIGAN LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 6040 CARD RD, READING, MI 49274-9650 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0016500880 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 1650/0880 |
| Name | HILLSDALE COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSDALE, MI 49242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 10, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hillsdale County records · Assessment roll updated March 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $52,800 | $105,696 Land $8,229 Building $97,467 | |
| 2021 | $838.00 |
Source: FEMA National Flood Hazard Layer, Hillsdale County (26059C), updated February 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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